ACNB Blog
Your guide for better financial decisions.
First-Time Homebuyers: Six Tips to Save for the House of Your Dreams
The summer season and real estate market are heating up as evidenced by all the new For Sale signs in our local area. Yet, for many, saving enough money for a down payment --- typically between 5 to 20 percent of the home’s value --- is one of the …
June 30, 2017
Who Can I Trust to Manage My Affairs?
It seems these days that we spend a vast amount of time and effort planning and juggling our time and endless list of to-do items. From planning our workday and doctor’s appointments to scheduling carpool and children’s activities, we are busier than …
April 30, 2017
Six Financial Traps New College Graduates Should Avoid
Next month, thousands of students throughout the United States will graduate from a college or higher education program and launch a career in their chosen profession. In the midst of the excitement that surrounds commencement activities, wishing …
March 31, 2017
What if you inherit an Individual Retirement Account (IRA)?
The traditional Individual Retirement Account, or IRA, came into existence in 1974 when Congress enacted the Employee Retirement Income Security Act, often referred to as ERISA. With the introduction of the IRA, anyone with earned income could …
February 28, 2017
Tax Identity Theft and Refund Fraud
Scammers Target Tax Season With tax season in full swing, it is important to recognize that Tax Identity Theft has been the most common form of identity theft reported to the Federal Trade Commission for the past five years. Tax Identity Theft …
January 31, 2017
Best Options to Safeguard Documents and Records
Take advantage of the long winter months to inventory important documents and records, as well as to determine the best options available to keep them safe.A safe deposit box is a good place for important items that would be costly, difficult or …
December 31, 2016