ACNB Blog
Your guide for better financial decisions.
Do I Have My Estate Planning Documents In Order?
Have you ever thought about your estate plan? We think about and plan many things in life such as when and where to go on vacation, how to save for retirement, when to buy a house, when to get married, when to start a family, but do we think about …
December 31, 2017
Cautious Optimism
I have used the phrase "cautious optimism" many times during my career; I have used it several times in the last eighteen months. For investors, cautious optimism could be described as being risk-aware (notice that I did not use risk-averse). 2018 …
December 31, 2017
A Volatile Start to 2018
2017 was a remarkable year in the markets for many reasons, beyond the calendar year returns we experienced. One of the most interesting facets of 2017 was the low levels of volatility, as measured by the Cboe Volatility Index®, better known as the …
December 31, 2017
Stick To The Plan
Over the past two years, the stock markets have enjoyed quite a run and have received a tremendous amount of coverage in the media. In 2017 alone, the Dow Jones Industrial Average, S&P 500, and Nasdaq Composite indexes rewarded investors with …
December 31, 2017
How Americans Access Their Bank Accounts
Did you know forty percent of Americans manage their bank accounts online more frequently than any other method? According to a recent survey conducted by Morning Consult* on behalf of the American Bankers Association, 1 in 4 consumers (26 percent) …
November 30, 2017
What Happens If You Die Without A Will?
If you die without a will in Pennsylvania, your assets will go to your closest relatives under state “intestate succession” laws. Dying intestate means that you effectively have no legal will in place at the date of death to state who should receive …
July 31, 2017