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ACNB Blog

Your guide for better financial decisions.

Owner and waitress doing the accountancy at a restaurant and looking worried

One Big Beautiful Bill Act and the Small Business Owner

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, includes several provisions that affect business owners. Here are five specific changes to pay close attention to. Qualified business income deduction (Section …

By Mark P. Bernier, CFA September 10, 2025

cars lined up outside of ACNB Corporation building for shred day

Community Shred Day 2025

It’s time to clean out those old documents and files and bring them to ACNB Bank’s Community Shred Day! This event is open to ACNB Bank customers and Adams County residents and takes place Saturday, September 6, from 9:00 a.m. - 12:00 noon at the …

August 27, 2025

Various school supplies on a desk

Back to School Supply Drive

This summer, ACNB Bank and Traditions Bank, A Division of ACNB Bank are partnering with seven community organizations by collecting school supplies to benefit families in need. Everyone is welcome to participate and encourage you to share this …

July 3, 2025

Team standing in front of shred truck

Drive-Thru Shred Day in Frederick - March 29!

Leading up to community banking month in April, we are hosting a Free Drive-Thru Shred Day for our customers and other local residents in Frederick County, MD, on Saturday, March 29. Free Drive Thru Shred DayMarch 29, 2025 • 8:30 a.m. to …

March 12, 2025

2024 Year-End Tax Tips

Considerations for Year-End Tax Moves

Here are some things to consider as you weigh potential tax moves between now and the end of the year. 1. Defer income to next year Consider opportunities to defer income to 2025, particularly if you think you may be in a lower tax bracket …

By Mark P. Bernier, CFA November 13, 2024

Dreaming of Retirement

Saving for the Future

About 70% of U.S. private-sector workers have the option to contribute to a retirement plan such as a 401(k), 403(b), or 457(b) plan provided by an employer. Unfortunately, many of them don't take full advantage of this tax-friendly opportunity to …

By Mark P. Bernier, CFA November 13, 2024