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ACNB Blog

Your guide for better financial decisions.

Collecting new and/or gently used children's books

Collecting new and/or gently used children's books

The Literacy Council of Frederick County is partnering with ACNB Bank and Curious Iguana bookstore for the 17th Annual Holiday Book Drive to provide new and gently-used books to elementary school aged children (PreK through 5th grade).   While the …

November 5, 2023

Join ACNB Bank in supporting The Shepherd’s Staff and Carroll County children in need

Holiday stockings for families in need

Join ACNB Bank in supporting The Shepherd’s Staff and Carroll County children in need by donating fun and useful items this holiday season. This special ACNB Helping Hands initiative in Carroll County, MD, runs through Friday, December 1.  Customers …

November 5, 2023

Holiday spending may provide clues to consumer behavior in the new year

Holiday spending may provide clues to consumer behavior in the new year

Consumer spending accounts for about two-thirds of U.S. gross domestic product (GDP), so it plays an outsized role in driving economic growth or slowing it down.1 For the last 18 months, U.S. consumers have kept the economy strong despite high …

By Mark P. Bernier, CFA November 5, 2023

Holiday Collection Drive in Adams and York Counties

Holiday Collection Drive

ACNB Bank’s offices with lobbies in the counties of Adams and York in southcentral Pennsylvania are hosting collection drives this holiday season from November 3 - December 1 in support of ACNB Helping Hands. These drives will benefit the following …

November 5, 2023

What’s Your Credit, and Why Does It Matter?

Understand what your credit is and how to protect it.

We hear a lot about credit history, credit reports, credit scores, and credit monitoring. But, what does it all mean and why is it important? Your credit matters because it affects your ability to get a loan, housing, insurance, and more. It’s …

By Lisa Miller October 28, 2023

Understanding Property Appraisals

The role of an appraisal for homebuying, refinancing, or selling your home.

Whether you are buying a new home, refinancing your existing home loan, or selling your home, it is important to understand how an appraisal is used to assess the value of the property. A lender uses an appraisal not only to assess the value of the …

By Arthur L. Rathell, III September 26, 2023