Tips
Your guide for better financial decisions.

Home Equity Loan vs. HELOC: Which Is Right for You?
If you've built equity in your home, you may be able to use it to help pay for a major expense, make home improvements, consolidate debt or reach another financial goal.Two common options are a home equity loan and a home equity line of credit …
September 15, 2026

Understand what your credit is and how to protect it.
We hear a lot about credit history, credit reports, credit scores, and credit monitoring. But, what does it all mean and why is it important? Your credit matters because it affects your ability to get a loan, housing, insurance, and more. It’s …
October 28, 2023

Adams County Real Estate Market
ACNB Bank’s mortgage lending team reached out to a few realtors in Adams County recently to help assess the current status of the real estate market in our community.First, we asked if we are in a “Buyer’s Market” or a “Seller’s Market”. All …
June 26, 2022

Preparing for the Financial Impact of Natural Disasters
As witnessed recently in a number of areas in the United States, natural disasters such as a severe storm, fire or flood can happen at any time. These tragedies cause damage to homes and property, and create financial challenges. We often prepare for …
February 3, 2022

Understanding Your Credit
We hear a lot about credit---credit history, credit reports, credit scores, credit monitoring. Your credit matters because it affects your ability to get a loan, housing, insurance, and more. It’s important to understand what your credit is and how …
October 27, 2021

Managing Debt
By the time young people today reach midlife, they are more likely to be buried under student loans and saddled with credit card debit---and, perhaps, a large mortgage---than they are to have an established emergency fund and plans for retirement. In …
October 24, 2020