You’ve worked hard to achieve what you have, and our team of trust and investment professionals will work hard to help you achieve even more. Learn more about our team below...you may see a familiar face.
Karen B. Arthur First Vice President & Senior Trust Officer • 717-339-5062
Karen has worked at ACNB Bank for over 15 years. She became responsible for the management of Trust & Investment Services in 2012. Karen is a lifelong resident of Adams County. In the local community, Karen serves as Trustee for The Adams County Library. In her spare time, Karen enjoys traveling, reading, volunteering and spending time with family and friends.
Mark P. Bernier, CFA Vice President & Trust Investment Manager • 717-339-5178
Mark has over 15 years of investment experience. In addition to his role at the Bank, Mark serves as a board member of the WellSpan Gettysburg Hospital Foundation. In his spare time, he enjoys spending time with his wife and children, fly fishing and mountain biking.
Christine R. Settle Vice President & Trust Officer • 717-339-5058
Christy has worked for the Bank for over 23 years, most of which have been in Trust & Investment Services. In her spare time, she enjoys reading, drawing, painting and spending time with family and friends. Christy is also an animal welfare supporter and has previously devoted her time to the Adams County SPCA.
Debra T. Little, ChFC® Vice President & Trust Officer • 717-339-5218
Deb has over 29 years of banking experience, with 26 of those years focusing on Trust and Investments. Deb gives back to her hometown by serving as Secretary for the Friends of the Guthrie Memorial Library. In her spare time, she enjoys traveling, reading, gardening and taking care of her Old English Sheepdog named Phoebe.
Daniel K. Baer, CTFA Vice President & Trust Officer • 717-339-5157
Dan has over 13 years of trust and investment experience and is a lifelong resident of Franklin and Cumberland counties. In the local community, Dan serves as a director of the Shippensburg Area Chamber of Commerce. In his free time, Dan enjoys fly fishing, golf and spending time with family and friends.
Thomas A. Holmes Vice President & Trust Investment Officer • 717-339-5245
Tom has more than 18 years of experience in portfolio management, with the last 15 years focused on trust and fiduciary investment management. In the local community, Tom serves as a director of the Jacksonville Lions Club, is active with his church and volunteers with the United Way of Carlisle. Tom enjoys fly fishing, golf and spending time with his family.
Please feel free to contact any of our Trust & Investment experts for more information. We are happy and ready to assist you.
Securities and Insurance Products are: NOT FDIC INSURED • MAY LOSE VALUE • NOT BANK GUARANTEED • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY