Prepare for the future with Estate and Trust Planning.

Estate Planning

Like other aspects of managing your assets, preparing an estate plan or establishing a trust is an essential part of your overall financial plan. Our trust professionals will take the time to learn and understand your specific needs, and will create a solution that’s the perfect fit.

  • Our Trust staff is responsive and will put your needs first.
  • Our Trust Officers can ease your estate planning worries and burden by serving as Executor. As Executor, we’ll take care of numerous duties, some of which include the following: probate proceedings; assembling of assets; appraisals of assets; financial responsibility; flexibility and availability; claim payments; taxes and discount dates; record keeping; court reporting and accounting; and, distribution of assets.
  • Our Trust Officers act as fiduciaries for you, with only your best interests in mind.
  • We’ll work closely with you and any advisors you may have to ensure a smooth and complete planning process.

Trust Services

A Trust is a legal fiduciary agreement whereby ACNB Bank is named as Trustee of your financial assets. As Trustee, ACNB Bank invests, protects, manages, and distributes your financial assets as defined in the agreement. The trust relationship is designed to serve your financial needs and personal goals. Choose us as Trustee and you’ll benefit from our extensive experience in providing trust administration services.

Please feel free to contact any of our Trust & Investment experts for more information. We are happy and ready to assist you.

Karen Arthur, First Vice President & Senior Trust Officer 717-339-5062
Mark Bernier, CFA, Vice President & Trust Investment Manager 717-339-5178
Thomas Holmes, VP & Investment Officer 717-339-5245
Daniel Baer, CTFA, Vice President & Trust Officer 717-339-5157
Debra Little, ChFC®, Vice President & Trust Officer 717-339-5218
Christine Settle, Vice President & Trust Officer 717-339-5058

Mailing Address:
P.O. Box 4566
Gettysburg, PA 17325

Securities and Insurance Products are:  NOT FDIC INSURED • MAY LOSE VALUE • NOT BANK GUARANTEED • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY