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All interest rates are effective as of March 27, 2017.

At the Bank’s discretion, interest rates and terms may change at any time without notice.

Looking for the best deal?

We have some special offers that might be just right for you.

Tax Time Loan Special 

Now through April, you can borrow up to $5,000 to help with your taxes this year. The maximum term is for 60 months and the payment must be automatically debited from your ACNB Bank checking or statement savings account.Learn More>>
 

5 Year Lock Home Equity Line of Credit

Our 5 Year Lock Home Equity Line of Credit is a smart, flexible and affordable way to use your home's equity to pay for the important things in your life.2  Learn More>>
 

Save for the future with special CDs.

CDs Minimum to Open Interest Rate Annual Percentage Yield (APY) Balance to Earn APY Compound Method
Specials          
15-Month CD* $1,000.00 1.14% 1.15% $1,000.00 Monthly
15-Month IRA CD* $1,000.00 1.14% 1.15% $1,000.00 Monthly
60-Month CD** $1,000.00 1.59% 1.60% $1,000.00 Monthly
60-Month IRA CD** $1,000.00 1.59% 1.60% $1,000.00 Monthly
13-Month CD*** $1,000.00 0.80% 0.80% $1,000.00 Monthly
13-Month IRA CD*** $1,000.00 0.80% 0.80% $1,000.00 Quarterly
33-Month Step Up CD**** $1,000.00 1.245% 1.25% $1,000.00 Monthly
33-Month Step Up IRA CD**** $1,000.00 1.245% 1.25% $1,000.00 Quarterly


The Annual Percentage Rates (APRs) are accurate as of the effective date above. The APYs assume that all interest will remain on deposit until maturity. There is a penalty for early withdrawal. Fees may reduce earnings. CD specials may be modified or discontinued without notice.


*15-Month: Offer valid March 8, 2017 through April 30, 2017, but is subject to change without notice. The minimum deposit is $1,000 per depositor for regular CDs and $1,000.00 per depositor for IRA CDs. The maximum deposit is $250,000 per depositor for a regular CD and IRA CD. There is a penalty for early withdrawal. Must be new money. Other rates and terms are available. 


**60-Month: Offer valid February 15, 2017 through April 11, 2017, but is subject to change without notice. The minimum deposit is $1,000.00 per depositor for regular CDs and $1,000.00 per depositor for IRA CDs. The maximum deposit is $250,000.00 per depositor for a regular CD and IRA CD. There is a penalty for early withdrawal. Other rates and terms are available. 


***13-Month: The maximum deposit is $1,000,000 per depositor for regular CDs and $1,000,000 per depositor for IRA CDs. Maximum balance permitted is for persons, companies, government units and organizations within Southcentral Pennsylvania.


****33-Month Step Up: The depositor may request one rate adjustment during the initial term of this automatically renewable account. The new rate is equal to the rate for the 36-Month CD in place at the time. The maximum deposit is $1,000,000 per depositor for regular CDs and $1,000,000 per depositor for IRA CDs. 


1Offer valid from 03/06/17 through 04/14/17, but can be modified or discontinued without notice. The interest rate for your loan is based upon your creditworthiness. The Annual Percentage Rate (APR) is accurate as of 03/06/17. The total loan amount must be new borrowings from ACNB Bank. The promotional APR is 7.24% and the monthly loan payment is $19.91 for $1,000 borrowed for a term of 60 months. The term of the loan may range from 1-60 months. The maximum loan amount is $5,000. Other rates and terms are available. The loan payment must be automatically deducted from an ACNB Bank checking or statement savings account. No collateral is required. The $35 application fee will be waived.


2Member FDIC. Offer valid March 1, 2017 through May 31, 2017, but subject to change without notice. Standard underwriting criteria apply. Property must be located in the ACNB Bank service area. At the Bank’s discretion, interest rates may change at any time without notice. The APR is fixed for the first 60 months, and then converts to a variable rate. As of March 20, 2017, the variable APR based upon The Wall Street Journal Prime Rate plus .24% was 4.24%. The maximum APR is 18.00%. APR based upon line of credit up to 90% loan-to-value. The interest rate for your line is based upon your creditworthiness. Property insurance is required. The payment must be automatically deducted from an ACNB Bank checking or statement savings account. Your minimum payments may not be sufficient to fully repay the principal that is outstanding on your line at the end of the term. If they are not, you will be required to pay the entire outstanding balance in a single payment. The prepayment penalty for home equity lines of credit terminated in the first 36 months is 2% of the credit limit or $350, whichever is less. Subject to appraisal requirements. *If we are unable to determine the property value with an Automated Valuation Model (AVM) and Property Condition Report (PCR), the Bank may be required to order an appraisal. The cost of the appraisal will be the applicant’s responsibility. If the line request is over $250,000, title insurance will be required and the fee will be the applicant’s responsibility.

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