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Piggy Bank

Holiday Loan Special

Wrap up your holiday spending early this year with our holiday loan special! Whether you need some extra cash for gifts or travel this holiday season, we've got you covered! 1

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Save for the future with special CDs.

  Minimum to Open Interest Rate Annual Percentage Yield (APY) Balance to Earn APY Compound Method
Specials          
15-Month CD* $1,000.00 1.145% 1.15% $1,000.00 Monthly
15-Month IRA CD* $1,000.00 1.145% 1.15% $1,000.00 Quarterly
24-Month CD** $1,000.00 1.49% 1.50% $1,000.00 Monthly
24-Month IRA CD** $1,000.00 1.49% 1.50% $1,000.00 Quarterly
60-Month CD** $1,000.00 1.59% 1.60% $1,000.00 Monthly
60-Month IRA CD** $1,000.00 1.59% 1.60% $1,000.00 Quarterly
13-Month CD*** $1,000.00 0.90% 0.90% $1,000.00 Monthly
13-Month IRA CD*** $1,000.00 0.90% 0.90% $1,000.00 Quarterly
33-Month Step Up CD**** $1,000.00 1.245% 1.25% $1,000.00 Monthly
33-Month Step Up IRA CD**** $1,000.00 1.245% 1.25% $1,000.00 Quarterly

All interest rates and APYs are effective as of December 13, 2017. The APYs assume that all interest will remain on deposit until maturity. There is a penalty for early withdrawal. Fees may reduce earnings. CD specials may be modified or discontinued without notice.

*15-Month: The minimum deposit is $1,000.00 per depositor for regular CDs and $1,000.00 per depositor for IRA CDs. The maximum deposit is $250,000.00 per depositor for a regular CD and IRA CD. There is a penalty for early withdrawal. Must be new money. 

**24-Month and 60-Month: The minimum deposit is $1,000.00 per depositor for regular CDs and $1,000.00 per depositor for IRA CDs. The maximum deposit is $250,000.00 per depositor for a regular CD and IRA CD. There is a penalty for early withdrawal. 

***13-Month: The maximum deposit is $1,000,000 per depositor for regular CDs and $1,000,000 per depositor for IRA CDs. There is a penalty for early withdrawal.  

****33-Month Step Up: The depositor may request one rate adjustment during the initial term of this automatically renewable account. The new rate is equal to the rate for the 36-Month CD in place at the time. The maximum deposit is $1,000,000 per depositor for regular CDs and $1,000,000 per depositor for IRA CDs. 

1Offer valid from October 30, 2017 through December 29, 2017, but can be modified or discontinued without notice. The interest rate for your loan is based upon your creditworthiness. The Annual Percentage Rate (APR) is accurate as of 12/4/17. The total loan amount must be new borrowings from the Bank. The promotional APR is 6.99% and the monthly loan payment is $19.80 for $1,000 borrowed for a term of 60 months. The loan payment must be automatically deducted from an ACNB Bank checking or statement savings account. Refinancing of existing ACNB Bank loans is not permitted. The term of the loan may range from 1-60 months. The maximum loan amount is $5,000. Other rates and terms are available. No collateral is required. The $35 application fee will be waived. 

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