Looking for the best deal?

We have some special offers that might be just right for you.

$200 From Us To You!

when you establish direct deposit, use online banking and use your debit card with your new CareFree checking account.1

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Refer Your Friends & Family to ACNB Bank!

Receive $25 for each qualified referral that opens a new ACNB Bank personal checking account up to $200.2

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5 Year Lock Home Equity Line of Credit

Our 5 Year Lock Home Equity Line of Credit is a smart, flexible and affordable way to use your home’s equity to pay for the important things in your life.3

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Rates

Save for the future with special CDs.

  Minimum to Open Interest Rate Annual Percentage Yield (APY) Balance to Earn APY Compound Method
Specials          
*13-Month CD $1,000.00 0.80% 0.80% $1,000.00 Monthly
*13-Month IRA CD $1,000.00 0.80% 0.80% $1,000.00 Quarterly
**33-Month Step Up CD $1,000.00 1.245% 1.25% $1,000.00 Monthly
**33-Month Step Up IRA CD $1,000.00 1.245% 1.25% $1,000.00 Quarterly

All interest rates and APYs are effective as of September 23, 2016. The APYs assume that all interest will remain on deposit until maturity. There is a penalty for early withdrawal. Fees may reduce earnings. CD specials may be modified or discontinued without notice.

*13-Month: The maximum deposit is $1,000,000 per depositor for regular CDs and $1,000,000 per depositor for IRA CDs. Maximum balance permitted is for persons, companies, government units and organizations within Southcentral Pennsylvania. **33-Month Step Up: The depositor may request one rate adjustment during the initial term of this automatically renewable account. The new rate is equal to the rate for the 36-Month CD in place at the time. The maximum deposit is $1,000,000 per depositor for regular CDs and $1,000,000 per depositor for IRA CDs. Maximum balance permitted is for persons, companies, government units and organizations within Southcentral Pennsylvania. 

1Offer valid August 29, 2016 through November 4, 2016 but is subject to change without notice. This offer cannot be combined with any ongoing offers, promotions or discounts. *$200 Cash Gift: Offer does not apply to existing ACNB Bank personal checking account customers. The first $100 gift is deposited after completing the following steps within the first 60 days of opening a new CareFree Checking account: (1) **Establish a recurring direct deposit of at least $250 or more. This is limited to Social Security, pension or payroll. (2) Establish and log into Online Banking. (3) Establish a MasterCard® debit card and conduct 10 unique, Non-PIN based transactions. It may take more than two days for a transaction to post and clear. A $100 early closure fee will apply if the account is closed within the first 120 days of account opening. The second $100 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance, and maintains a qualifying** direct deposit. Limit of one $200 gift per account and per household/address. Gift will be deposited in the new account after steps have been verified. Customer may be subject to 1099 MISC reporting. CareFree Checking: No minimum deposit to open account. No minimum balance requirements. No monthly account maintenance fees. Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule.

2Offer valid August 29, 2016 through November 4, 2016 but is subject to change without notice. This offer cannot be combined with any ongoing offers, promotions or discounts. *$25 Refer-A-Friend Program: To qualify for the $25 gift, the referred individual must not currently have an ACNB Bank personal checking account. Limit of $200 (eight $25 gifts) per referring customer as long as the referring customer’s account is active and in good standing at the time of the referral. Each $25 gift may be subject to IRS Form 1099 Reporting. *$200 Cash Gift: Offer does not apply to existing ACNB Bank personal checking account customers. The first $100 gift is deposited after completing the following steps within the first 60 days of opening a new CareFree Checking account: (1) **Establish a recurring direct deposit of at least $250 or more. This is limited to Social Security, pension or payroll. (2) Establish and log into Online Banking. (3) Establish a MasterCard® debit card and conduct 10 unique, Non-PIN based transactions. It may take more than two days for a transaction to post and clear. A $100 early closure fee will apply if the account is closed within the first 120 days of account opening. The second $100 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance, and maintains a qualifying** direct deposit. Limit of one $200 gift per account and per household/address. Gift will be deposited in the new account after steps have been verified. Customer may be subject to 1099 MISC reporting. CareFree Checking: No minimum deposit to open account. No minimum balance requirements. No monthly account maintenance fees. Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule.

3Offer valid August 15, 2016 through November 4, 2016, but subject to change without notice. Standard underwriting criteria apply. Property must be located in the ACNB Bank service area. At the Bank’s discretion, interest rates may change at any time without notice. The APR is fixed for the first 60 months, and then converts to a variable rate. As of September 2, 2016, the variable APR based upon The Wall Street Journal Prime Rate plus .25% was 3.75%. The maximum APR is 18.00%. APR based upon line of credit up to 90% loan-to-value. The interest rate for your line is based upon your creditworthiness. Property insurance is required. The payment must be automatically deducted from an ACNB Bank checking or statement savings account. Your minimum payments may not be sufficient to fully repay the principal that is outstanding on your line at the end of the term. If they are not, you will be required to pay the entire outstanding balance in a single payment. The prepayment penalty for home equity lines of credit terminated in the first 36 months is 2% of the credit limit or $350, whichever is less. Subject to appraisal requirements. *If we are unable to determine the property value with an Automated Valuation Model (AVM) and Property Condition Report (PCR), the Bank may be required to order an appraisal. The cost of the appraisal will be the applicant’s responsibility. If the line request is over $250,000, title Insurance will be required and the fee will be the applicant’s responsibility. In addition to the information above, for properties located in the state of Maryland, mortgage recordation taxes will be paid by the borrower.


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