Looking for the best deal?

We have some special offers that might be just right for you.

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$400 From Us To You!2

When you open a new personal checking account and establish direct deposit, use online banking, use your Mastercard® debit card and enroll in eDocuments.* Learn more.

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Refer Your Friends & Family to ACNB!3

Receive $25 for each qualified referral that opens a new ACNB Bank personal checking account!  Learn more.

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36-Month Boost Special CD and IRA CD*

Watch your savings soar with automatic rate increases every six months! Learn more.

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5 Year Lock Home Equity Line of Credit 

Switch your existing loans, lines, or credit cards to something better! Learn more.

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Save for the future with special CDs.

  Minimum to Open Interest Rate Annual Percentage Yield (APY) Balance to Earn APY Compound Method
Specials          
15-Month CD** $1,000.00 1.39% 1.40% $1,000.00 Monthly
15-Month IRA CD** $1,000.00 1.39% 1.40% $1,000.00 Quarterly
24-Month CD*** $1,000.00 1.59% 1.60% $1,000.00 Monthly
24-Month IRA CD*** $1,000.00 1.59% 1.60% $1,000.00 Quarterly
60-Month CD*** $1,000.00 1.59% 1.60% $1,000.00 Monthly
60-Month IRA CD*** $1,000.00 1.59% 1.60% $1,000.00 Quarterly
13-Month CD**** $1,000.00 1.34% 1.35% $1,000.00 Monthly
13-Month IRA CD**** $1,000.00 1.34% 1.35% $1,000.00 Quarterly
33-Month Step Up CD***** $1,000.00 1.245% 1.25% $1,000.00 Monthly
33-Month Step Up IRA CD***** $1,000.00 1.245% 1.25% $1,000.00 Quarterly

All interest rates and Annual Percentage Yields (APYs) are effective as of May 23, 2018. The APYs assume that all interest will remain on deposit until maturity. There is a penalty for early withdrawal. Fees may reduce earnings. CD specials may be modified or discontinued without notice.

2Offer valid March 1, 2018 through May 31, 2018, but is subject to change without notice. This offer cannot be combined with any ongoing offers, promotions or discounts. $200 Cash Gift: Offer does not apply to existing ACNB Bank personal checking account customers. The first $100 gift is deposited after completing the following steps within the first 60 days of opening a new CareFree Checking account: (1) *Establish reoccurring direct deposits limited to Social Security, pension or payroll. A minimum of $1,500 in direct deposits must be made within the first 60 days of account opening. (2) Establish and log into Online Banking. (3) Enroll in eDocuments.  (4) Establish a MasterCard® debit card and conduct 10 unique transactions. It may take more than two days for a transaction to post and clear. A $100 early closure fee will apply if the account is closed within the first 120 days of account opening. The second $100 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance, receives eDocuments, and maintains a qualifying direct deposit. Limit of one $200 gift per account and per household/address. Gift will be deposited in the new account after steps have been verified. $400 Cash Gift: With an increased cash gift, this offer includes all of the same parameters mentioned above, but requires a direct deposit of $4,000 within the first 60 days and as long as the account is active.  The second $200 will be paid as long as the account is active as defined above except for the minimum for the direct deposit. Customer may be subject to 1099 MISC reporting. CareFree Checking: No minimum deposit to open account. No minimum balance requirements. No monthly account maintenance fees. Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule.

3Offer valid March 1, 2018 through May 31, 2018, but is subject to change without notice.  This offer cannot be combined with any ongoing offers, promotions or discounts. *$25 Refer-A-Friend Program: To qualify for the $25 gift, the referred individual must not currently have an ACNB Bank personal checking account. Limit of $200 (eight $25 gifts) per referring customer as long as the referring customer’s account is active and in good standing at the time of the referral. Each $25 gift may be subject to IRS Form 1099 Reporting. $200 Cash Gift: Offer does not apply to existing ACNB Bank personal checking account customers. The first $100 gift is deposited after completing the following steps within the first 60 days of opening a new CareFree Checking account: (1) *Establish reoccurring direct deposits limited to Social Security, pension or payroll. A minimum of $1,500 in direct deposits must be made within the first 60 days of account opening. (2) Establish and log into Online Banking. (3) Enroll in eDocuments.  (4) Establish a MasterCard® debit card and conduct 10 unique transactions. It may take more than two days for a transaction to post and clear. A $100 early closure fee will apply if the account is closed within the first 120 days of account opening. The second $100 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance, receives eDocuments, and maintains a qualifying direct deposit. Limit of one $200 gift per account and per household/address. Gift will be deposited in the new account after steps have been verified.  CareFree Checking: No minimum deposit to open account. No minimum balance requirements. No monthly account maintenance fees. Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule.  

*36-Month Boost CD & IRA CD Special: Variable interest rate increases: First Six Months - 1.69%, Next Six Months - 1.89%, Next Six Months - 2.09%, Next Six Months - 2.29%, Next Six Months - 2.49% and the Last Six Months - 2.69%.  There is a penalty for early withdrawals.  Fees may reduce earnings. The minimum deposit required is $1,000 and the maximum deposit is $500,000 per depositor for a regular CD and IRA CD. Maximum balance permitted is for persons, companies, government units and organizations within southcentral Pennsylvania and northern Maryland. 

**15-Month: The minimum deposit is $1,000.00 per depositor for regular CDs and $1,000.00 per depositor for IRA CDs. The maximum deposit is $250,000.00 per depositor for a regular CD and IRA CD. There is a penalty for early withdrawal. Must be new money. 

***24-Month and 60-Month: The minimum deposit is $1,000.00 per depositor for regular CDs and $1,000.00 per depositor for IRA CDs. The maximum deposit is $250,000.00 per depositor for a regular CD and IRA CD. There is a penalty for early withdrawal. 

****13-Month: The maximum deposit is $1,000,000 per depositor for regular CDs and $1,000,000 per depositor for IRA CDs. There is a penalty for early withdrawal.  

*****33-Month Step Up: The depositor may request one rate adjustment during the initial term of this automatically renewable account. The new rate is equal to the rate for the 36-Month CD in place at the time. The maximum deposit is $1,000,000 per depositor for regular CDs and $1,000,000 per depositor for IRA CDs. 

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