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ACNB Blog / Wealth
Looking for more useful information and insights? You will find both in the articles below.
Required Minimum Distributions (RMDs)
The SECURE 2.0 legislation included in the $1.7 trillion appropriations bill passed late last year builds on changes established by the original...
Mark P. Bernier, CFA | Posted on Mar 03, 2023
Yield Curve Inversion
Long-term bonds generally provide higher yields than short-term bonds, because investors demand higher returns to compensate for the risk of lending money over...
Mark P. Bernier, CFA | Posted on Feb 08, 2023
Contending with a holiday spending hangover
The current impact of inflation and higher interest rates are likely to result in many consumers contending with a holiday spending hangover – higher credit balances and higher interest payments...
Mark P. Bernier, CFA | Posted on Dec 29, 2022
If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new...
Mark P. Bernier, CFA | Posted on Dec 07, 2022
Demand for the dollar
In late September 2022, the U.S. dollar hit a 20-year high in an index that measures its value against six major currencies: the euro, the Japanese yen, the British pound, the Canadian dollar, the...
Mark P. Bernier, CFA | Posted on Nov 09, 2022
A Silver Lining in the Current Bear Market
One silver lining in the current bear market is that this could be a good time to convert assets from a traditional IRA to a Roth IRA. Converted assets are subject to federal income tax in the...
Mark P. Bernier, CFA | Posted on Sep 13, 2022