Protecting Your Digital Footprint How to Protect Your Personal Information in the Digital Age

October 16, 2024
In a world where data breaches and identity theft are becoming alarmingly common, protecting your personal information is essential. With recent incidents involving Social Security numbers and basic information impacting an estimated 2.9 billion records, the more connected we are, the more we need to protect our digital footprints. Below are some tips on how you can secure your identity and what to do if you suspect it’s been compromised.
1. Monitor Your Accounts Regularly
One of the most effective ways to protect your personal information is by routinely monitoring your financial accounts. Keep an eye out for unauthorized transactions or unfamiliar activity. Early detection is key to minimizing and preventing further damage.
Credit & Identity Monitoring: With our Advantage Rewards Checking accounts, powered by BaZing, you enjoy round-the-clock monitoring of your credit and personal information. Get instant alerts at the first sign of suspicious activity so you can act quickly if something seems off. And, you have the ability to review your credit report including recent inquiries from creditors.
2. Safeguard Your Social Security Number
Your Social Security Number (SSN) is a prime target for identity thieves, who can use it to open credit accounts, loans, and more in your name. Only share your SSN when absolutely necessary and store your Social Security card in a safe, locked place in your home where you can easily find it when needed.
Personal Identity Protection: Our Advantage Rewards Checking accounts provide identity theft protection, including monitoring your SSN for misuse and up to $2,500 in identity theft expense reimbursement. This benefit covers various costs associated with restoring your identity, giving you the support you need during a stressful time.
3. Secure Your Mail
Identity thieves often target your mail to steal sensitive information. To reduce this risk, opt for paperless statements and consider a locked mailbox for added security.
Identity Theft Protection: In addition to monitoring digital threats, the theft protection benefits included in our Advantage Rewards Checking accounts go beyond just safeguarding your online presence. Whether it’s securing your mail, monitoring your credit, or protecting your identity, these benefits provide the tools and support needed to keep your personal information safe.
4. Use Strong Passwords and Multi-Factor Authentication
Create strong, unique passwords for each of your accounts and enable multifactor authentication (MFA), also known as two-step verification, whenever possible. This added layer of security makes it harder for your information to be stolen, because the identity thief won’t be able to meet the second authentication requirement.
5. Act Fast if Identity Theft Occurs
If you suspect your identity has been compromised, it’s crucial to act immediately. Report the incident to the appropriate authorities and parties involved, and then begin the process of restoring your identity.
Identity Restoration: With our Advantage Rewards Checking accounts, you have unlimited access to a dedicated fraud specialist who will guide you through the complex process of restoring your personal identity, credit rating, financial security, and legal integrity. Simply access the Advantage Rewards app and tap the ID Theft Assistance tile, or call 855-U-BAZING to connect with a fraud specialist.
Secure Your Identity Today
Don’t wait until it’s too late. By opening an Advantage Rewards Checking account, you’re not just keeping an eye on your identity—you’re actively defending it against potential threats.
If you have one of our Advantage Rewards Checking accounts, and you ever need assistance, just open the Advantage Rewards app and tap the ID Theft Assistance tile, or call 855-U-BAZING to connect with a fraud specialist.
Open an Advantage Rewards Checking Account
For more information, stop by any community banking office to speak with a bank representative.
BaZing benefits are offered and provided by Strategy Corps, LLC and its affiliate partners, and are subject to additional terms and conditions on the Bazing Benefits Reference Guide and available at www.bazing.com. Registration and access to the benefits is not controlled directly by ACNB Bank. Participating merchants on BaZing are not sponsors of the program, are subject to change, may not be available in all regions and may choose to limit deals. Identity and credit monitoring each require additional activation to begin.