IRS Scams: How to Protect Yourself During Tax Season

Tax season is here, and scammers often take advantage of this time of year to target taxpayers with fraudulent text messages and emails.

In 2026, changes to tax laws and the IRS encouraging more taxpayers to receive refunds through direct deposit can create confusion. Unfortunately, scammers use that confusion to send messages that appear legitimate in an attempt to steal personal or financial information.

Does the IRS Send Text Messages or Emails?

The IRS does not initiate contact with taxpayers through text messages, email, or social media to request personal or financial information.

If you receive a message claiming to be from the IRS asking you to confirm banking details, process a tax refund, or verify personal information, it is very likely a phishing scam.

These messages often include links to fake websites designed to collect sensitive information such as Social Security numbers, passwords, or bank account details. Once scammers obtain this information, they may attempt to steal your tax refund or open accounts in your name.

What to Do If You Receive a Suspicious Message

If you receive a text, email, or social media message claiming to be from the IRS, do not click on any links or download attachments included in the message. The safest approach is to delete the message from your inbox.

If the message was sent as a text, you can also report it as spam by forwarding it to 7726 (SPAM).

If you want to confirm whether a communication is legitimate, visit the official IRS website to learn how the agency contacts taxpayers.

How to Check the Status of Your Tax Refund

If you want to track your tax refund, the safest way is to use the IRS’s official Where’s My Refund tool.

This tool allows taxpayers to securely check the status of their refund directly through the IRS website.

Helping Protect Our Community

Scams continue to evolve, especially during tax season. Staying cautious with unexpected messages and verifying information through official sources can help protect your identity and finances.

At ACNB Bank, we are committed to helping our customers stay informed and safe. If you receive a suspicious message claiming to be from ACNB Bank or have concerns about potential fraud, please contact us right away.