CareFree Checking

Receive $25 for each qualified referral that opens a new ACNB Bank personal checking account up to $200*.


Your friends and family can also receive $200 when they establish direct deposit, use online banking, enroll in eStatements and use their Mastercard ®debit card with a new personal checking account.* 

Print this page, fill in your name & phone number and give it to a friend today!

Customer Name & Phone Number FIeld

Get it all at ACNB Bank!

  • Locally based and focused
  • Free Online & Mobile Banking
  • Convenient locations near you
  • Friendly and helpful employees


Member FDIC. Offer valid September 5, 2017 through November 3, 2017, but is subject to change without notice. This offer cannot be combined with any ongoing offers, promotions or discounts. *$25 Refer-A-Friend Program: To qualify for the $25 gift, the referred individual must not currently have an ACNB Bank personal checking account. Limit of $200 (eight $25 gifts) per referring customer as long as the referring customer’s account is active and in good standing at the time of the referral. Each $25 gift may be subject to IRS Form 1099 Reporting.  $200 Cash Gift: Offer does not apply to existing ACNB Bank personal checking account customers. The first $100 gift is deposited after completing the following steps within the first 60 days of opening a new CareFree Checking account: (1) Establish a recurring direct deposit of at least $250 or more. This is limited to Social Security, pension or payroll. (2) Establish and log into Online Banking. (3) Enroll in eStatements.  (4) Establish a Mastercard® debit card and conduct 10 unique, Non-PIN based transactions. It may take more than two days for a transaction to post and clear. A $100 early closure fee will apply if the account is closed within the first 120 days of account opening. The second $100 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance, receives eStatements, and maintains a qualifying direct deposit. Limit of one $200 gift per account and per household/address. Gift will be deposited in the new account after steps have been verified. Customer may be subject to 1099 MISC reporting. CareFree Checking: No minimum deposit to open account. No minimum balance requirements. No monthly account maintenance fees. Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule.