Savings & Retirement Rates

 

All interest rates are effective as of July 22, 2016.

At the Bank’s discretion, interest rates and terms may change at any time without notice.

Savings Accounts

Savings Accounts Minimum to Open Interest Rate Annual Percentage Yield (APY) Minimum Balance to Earn APY Compound Method
Statement Savings $50.00 0.05% 0.05% $100.00 Daily
Buckley’s Savers $10.00 0.05% 0.05% $1.00 Daily
MyBux $10.00 0.05% 0.05% $1.00 Daily
Business Savings $50.00 0.05% 0.05% $100.00 Daily

The interest rates and APYs are accurate as of the effective date above. At the Bank's discretion, the variable interest rates and APYs may change at any time without notice. Fees may reduce earnings on these accounts. For more information, please call 717.334.3161 or toll free 1.888.334.ACNB (2262).

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Club Accounts

Club Accounts Minimum to Open Interest Rate Annual Percentage Yield (APY) Minimum Balance to Earn APY Compound Method
VIP Club with Automatic Payments $5.00 0.05% 0.05% $5.00 Simple Interest
Christmas Club with Automatic Payments $5.00 0.05% 0.05% $5.00 Simple Interest

The interest rates and APYs are accurate as of the effective date above. At the Bank's discretion, the variable interest rates and APYs may change at any time without notice. Fees may reduce earnings on these accounts. For more information, please call 717.334.3161 or toll free 1.888.334.ACNB (2262).

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Money Market

Money Markets Minimum to Open Interest Rate Annual Percentage Yield (APY) Minimum Balance to Earn APY Compound Method
Money Market Account for Consumers and Businesses          
$500.00 - $999.00 $1,000.00 0.05% 0.05% $500.00 Monthly
$999.01 or more $1,000.00 0.05% 0.05% $999.01 Monthly
Classic Money Market Account for Consumers and Businesses          
$5,000.00 - $24,999.00 $5,000.00 0.10% 0.10% $5,000.00

Monthly

$24,999.01 -  $99,999.00 $5,000.00 0.10% 0.10% $24,999.01 Monthly
$99,999.01 - $499,999.00 $5,000.00 0.10% 0.10% $99,999.01 Monthly
$499,999.01 or more $5,000.00 0.15% 0.15% $499,999.01 Monthly

The interest rates and APYs are accurate as of the effective date above. At the Bank's discretion, the variable interest rates and APYs may change at any time without notice. Fees may reduce earnings on these accounts. For more information, please call 717.334.3161 or toll free 1.888.334.ACNB (2262).

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CDs

CDs Minimum to Open Interest Rate Annual Percentage Yield (APY) Minimum Balance to Earn APY Compound Method
Specials          
*13-Month CD $1,000.00 0.80% 0.80% $1,000.00 Monthly
**33-Month Step Up CD $1,000.00 1.245% 1.25% $1,000.00 Monthly
Standard          
8-31 Days CD $1,000.00 0.05% 0.05% $1,000.00 Simple Interest
32-90 Days CD $1,000.00 0.10% 0.10% $1,000.00 Simple Interest
6-Month CD $500.00 0.15% 0.15% $500.00 Monthly
12-Month CD $500.00 0.20% 0.20% $500.00 Monthly
18-Month CD $500.00 0.25% 0.25% $500.00 Monthly
24-Month CD $500.00 0.35% 0.35% $500.00 Monthly
30-Month CD $500.00 0.35% 0.35% $500.00 Monthly
36-Month CD $500.00 0.45% 0.45% $500.00 Monthly
48-Month CD $500.00 0.65% 0.65% $500.00 Monthly
60-Month CD $500.00 0.85% 0.85% $500.00 Monthly

All interest rates and APYs are accurate as of the effective date above. The APYs assume that all interest will remain on deposit until maturity. There is a penalty for early withdrawal. Fees may reduce earnings. CD specials may be modified or discontinued without notice. *13-Month CD: The maximum deposit is $250,000 per depositor. **33-Month Step Up CD: The depositor may request one rate adjustment during the initial term of this automatically renewable account. The new rate is equal to the rate for the 36-Month CD in place at the time. The maximum deposit is $250,000 per depositor.

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IRAs

IRAs

 

Minimum to Open Interest Rate Annual Percentage Yield (APY) Minimum Balance to Earn APY Compound Method
Specials          
*13-Month IRA CD $1,000.00 0.80% 0.80% $1,000.00 Quarterly
**33-Month Step Up IRA CD $1,000.00 1.245% 1.25% $1,000.00 Quarterly
Standard          
IRA Money Market $25.00 0.10% 0.10% $25.00 Quarterly
***IRA Flex Account $500.00 0.25% 0.25% $500.00 Quarterly
6-Month IRA CD $500.00 0.15% 0.15% $500.00 Quarterly
12-Month IRA CD $500.00 0.20% 0.20% $500.00 Quarterly
18-Month IRA CD $500.00 0.25% 0.25% $500.00 Quarterly
24-Month IRA CD $500.00 0.35% 0.35% $500.00 Quarterly
30-Month IRA CD $500.00 0.35% 0.35% $500.00 Quarterly
36-Month IRA CD $500.00 0.45% 0.45% $500.00 Quarterly
48-Month IRA CD $500.00 0.65% 0.65% $500.00 Quarterly
60-Month IRA CD $500.00 0.85% 0.85% $500.00 Quarterly

All interest rates and APYs are accurate as of the effective date above. On IRA CDs, the APYs assume that all interest will remain on deposit until maturity. There is a penalty for early withdrawal. Fees may reduce earnings. CD specials may be modified or discontinued without notice. *13-Month IRA CD: The maximum deposit is $500,000 per depositor. **33-Month Step Up IRA CD: The depositor may request one rate adjustment during the initial term of this automatically renewable account. The new rate is equal to the rate for the 36-Month CD in place at the time. The maximum deposit is $500,000 per depositor.

***The IRA Flex Account will mature 18 months after it is opened. Unlimited deposits may be made into the account. The minimum deposit amount is $25.00.

The IRA Money Market and IRA Flex Account are variable rate accounts. At the Bank’s discretion, interest rates and APYs may change at any time without notice. Fees may reduce earnings on these accounts. For more information, please call 717.334.3161 or toll free 1.888.334.ACNB (2262).

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Need help? Call us at 1.888.338.ACNB (2262) or send us an .

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