Mortgage Rates

 

All interest rates are effective as of July 29, 2016.

At the Bank’s discretion, interest rates and terms may change at any time without notice.

The mortgage loans in the tables below are only a few of the fixed-rate and adjustable-rate mortgage loans available at ACNB Bank for buying, building, or refinancing a home. For example, the Bank offers mortgage programs that allow for financing up to 95% of the value of the property being purchased, as well as financing for low- to moderate-income borrowers. For additional information about mortgage loan programs and interest rates,  us or call toll free 1.888.334.ACNB (2262).

And, if you are currently looking for a new house, ask about a free pre-approval for your mortgage loan to make your search easier.

Adjustable-Rate Mortgages

 
  Term Points Interest Rate Annual Percentage Rate (APR) Payment Example (based on $100,000 loan and the longest term available)
1/1 ARM 15 Years 0.125 2.875% 2.94% $687.70
  30 Years 0.125 2.875% 2.91% $416.77
3/1 ARM 15 Years 0.375 2.875% 2.976% $689.43
  30 Years 0.375 2.875% 2.93% $417.84
5/1 ARM 15 Years 0.00 3.875% 3.506% $715.18
  30 Years 0.00 4.00% 3.294% $437.62

 

Fixed-Rate Mortgages

Term Points Interest Rate Annual Percentage Rate (APR) Payment Example (based on $100,000 loan and the longest term available)
15 Years 0.00 2.625% 2.714% $676.91
  0.25 2.50% 2.62% $672.45
30 Years 0.00 3.25% 3.30% $437.96
  0.75 3.00% 3.120% $428.10

For both adjustable-rate and fixed-rate mortgages:

The Annual Percentage Rates (APRs) are accurate as of the effective date above. At the Bank’s discretion, interest rates and terms may change at any time without notice. Down payment requirements vary by the type of loan. Loans may be subject to other fees such as those for flood certification, filing, lien search and/or appraisal. Property insurance is required. Payment does not include taxes and insurance; actual payment obligation will be greater. Adjustable-rate mortgages have a variable APR which may increase or decrease.

 

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Need help? Call us at 1.888.338.ACNB (2262) or send us an .

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