Saving for stuff is easy with MyBux.

There's stuff you want, right? Saving with a MyBux Account can help you get it! MyBux is a savings account designed just for teens 13-17 years old. Check out the info below.
 

With MyBux, you can start saving and earn rewards as you save. 
 
Here’s the 411

  • MyBux is perfect for teens 13-17.
  • No monthly fees mean you can save even more money.
  • It’s easy for teens to start saving…open with just $10. Keep at least $1 in the account to earn interest.

Rewards

  • Birthdays are important---you deserve special recognition on your day! The Bank will send a birthday letter to you, and you can bring it back to the Bank and pick up a birthday gift!

Banking Day

  • There are four special days each year just for kids, teens and their families. They typically take place on the first Friday or Saturday in February, May, August and November. Check back for details.
  • Banking days take place at most Bank offices with lobby hours.
  • Fun activities and games are planned for each Banking Day. Plus, it’s a good time to talk to ACNB Bank staff about questions or tips on saving for something you want, like a car or going to college.

How to Save

It’s not hard to save---all you have to do is come up with a plan and stick to it. Here’s how to get started:

  1. Decide what you want to save for and figure out how much it costs. 
     
  2. Then, total up the money that you can earn, whether it’s through an allowance, a part-time job, doing chores for family or neighbors, or birthday gifts. 
     
  3. Next, figure out how much of that money you can save, and how much you’ll spend on things you need. 

    Tips: 
  • Make a list of the things you need and the cost for each one, and then review the list and see if there are things you can do without.
  • A need is something you can’t live without…be careful not to include stuff you want with stuff that you need. You can sacrifice and live without a want---it’s worth it to achieve your savings goal. 
     
  1. Once you know how much you’re able to save, figure out how long you need to save: cost ÷ amount you can save each week = the number of weeks you’ll need to save. Here’s an example: let’s say you want to save for a new smart phone, and the phone you want costs $150. You figured out that you will be able to save $10 each week. It will take you 15 weeks to save up for the phone (150 ÷ 10 = 15).
     
  2. Great job, you’ve done it! You’ve made your savings plan. 

    Tips:
  • It would be good to write down the plan and talk it over with your parents so they’re aware of what you’re doing. Your parents will help you and encourage you to stick to your savings plan---it’ll be good for you to hear their encouragement and have reminders of the benefits of saving.
  • You’ll also want to put your money in a savings account---it’ll be safe and you’ll be less likely to spend it on things that come up.

 
Good luck with your savings plan. You can do it!

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