Meet the Team

Local People. Local Decisions. Here For You!

We live and work here in South Central Pennsylvania, giving you access to local experts that can help find the best mortgage option for your unique needs.

Ways to Apply

Jack Bowers
Mortgage Loan Originator
Southern PA and Maryland
 717-339-5203
jbowers@acnb.com
NMLS ID: 146254


With over 16 years of experience in the industry, Jack provides financing solutions for consumers who are looking to make home improvements or to buy, build or refinance a home.

Tracy Thomas
Mortgage Loan Originator, C.M.P.
Franklin County
 717-339-5176 •  717-830-0332
tathomas@acnb.com
NMLS ID: 631864


With more than 10 years of experience, Tracy provides financing solutions for consumers who are looking to make home improvements or to buy, build or refinance a home. Tracy works hard to find the best mortgage product for your family. 

Frank Norris
Mortgage Loan Originator
Adams County
 717-339-5019 •  717-398-9399
fnorris@acnb.com
NMLS ID: 575695


Frank has over 10 years of experience in the mortgage industry, which makes him a great resource for his customers. If you are seeking help to get you through the mortgage process, give Frank a call.

Mary Jo HerrMary-Jo Herr
Mortgage Loan Originator
New Oxford Area
 717-339-5274 •  717-339-6645
mherr@acnb.com
NMLS ID: 783858


Mary-Jo provides financing solutions for those interested in buying or building a home, or refinancing an existing mortgage in New Oxford and surrounding areas. 

Darrin DunnDarrin Dunn
Mortgage Loan Originator
Hanover Area
 717-339-5015 •  717-870-2343
ddunn@acnb.com
NMLS ID: 254101


Darrin has over 15 years experience in mortgage lending. If you are looking to make home improvements or to buy, build or refinance a home, Darrin would love to speak to you. Let him find the loan program that is right for you. 

Ways to Apply

Contact a Specialist

Complete the Mortgage Information Contact form to get started right away.

Contact Us

Visit an Office

Our friendly, knowledgeable office staff can take your application at an office convenient to you.

Use our office locator to find an office near you.

Find an Office