Meet the Team

Local People. Local Decisions. Here For You!

We live and work here in South Central Pennsylvania, giving you access to local experts that can help find the best mortgage option for your unique needs.

Ways to Apply

Joseph Smith
Mortgage Loan Originator
McSherrystown & Spring Grove Areas
 717-339-5163 717-339-6747
NMLS ID: 704324


Joe has over 15 years of mortgage experience and takes pride in the relationships he's built over the years. Joe will work to find the best lending option for you and your family. Contact him today

Tracy Thomas
Mortgage Loan Originator, C.M.P.
Franklin County
 717-339-5176 •  717-830-0332
NMLS ID: 631864


With more than 10 years of experience, Tracy provides financing solutions for consumers who are looking to make home improvements or to buy, build or refinance a home. Tracy works hard to find the best mortgage product for your family. Contact her today!

Frank Norris
Mortgage Loan Originator
Adams County
 717-339-5019 •  717-398-9399
NMLS ID: 575695


Frank has over 10 years of experience in the mortgage industry, which makes him a great resource for his customers. If you are seeking help to get you through the mortgage process, give Frank a call. Contact him today!

Barb Guise
Assistant Vice President
Mortgage Loan Originator
Adams County
 717-339-5008 •  717-870-2343
NMLS ID: 631841


Barb has worked at ACNB Bank for over 40 years in the consumer and residential mortgage areas. She is a native of Adams County and is happy to assist residents of her local community. Contact her today

Jim Showvaker
Vice President
Mortgage Loan Originator
Newville & Dillsburg Areas
 717-339-5025 •  717-398-9157
NMLS ID: 631859


With over 35 years of experience in the banking industry, Jim can help you find the right mortgage option for you and your family.  Contact him today

Barbara Livelsberger
Mortgage Loan Originator
Newville & Dillsburg Areas
 717-339-5015 •  717-398-9367
NMLS ID: 587706


Barbara has 35 years of banking experience with 30 years specifically in mortgage lending. If you are seeking help to get you through the mortgage process, give Barbara a call. Contact her today!

Jack Bowers
Mortgage Loan Originator
York & Hanover Area 
 717-339-5203
NMLS ID: 146254


With over 16 years of experience in the industry, Jack provides financing solutions for consumers who are looking to make home improvements or to buy, build or refinance a home. Contact him today!

Ways to Apply

PREQUALIFY

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Visit an Office

Our friendly knowledgeable office staff can take your application at an office convenient to you.

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