Buy a home

Buying a home can be easy with ACNB Bank.

Whether it’s your first or next home, our experienced lenders can help.

Let's Get Started

Fixed-Rate Mortgages

Lock in your rate for the life of your loan.


  • Terms up to 30 years
  • Stable, budget-friendly payments

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Adjustable-Rate Mortgages

Enjoy lower rates and monthly payments with a variable rate.


  • Terms up to 30 years
  • Rates can be locked for 1, 3, 5, or 7 years
  • Better for shorter term loans

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Specialty Mortgages

Find the special mortgage programs for your unique needs.


  • 100% Financing
  • Government loans - USDA
  • Blanket Mortgages
  • Land Loans

PreQualify

Documents for Application:

Below is a list of documents needed for application.

  •     Sales or construction agreement
  •     If construction project, plans and specifications
  •     Copy of deed, including legal description
  •     Paystub from last two payroll periods
  •     Last two years of federal tax returns with W-2's
  • If self employed:           
    • Personal and business federal returns from two tax years  
    • Current profit & loss statement and current balance sheet
  • Deposit account statements from last two months
  • Names, addresses and account numbers for creditors, banks, and investment firms

Get Started

PREQUALIFY

Download an application today.

Applications can be submitted via fax or through a community banking office.

DOWNLOAD NOW

Meet your lender

Find an experienced mortgage lender in your area that's ready to help.

 

Meet the team

Visit an Office

Our friendly knowledgeable office staff can take your application at an office convenient to you.

Use our office locator to find an office near you.

Find an Office

Resources

Calculators

We have a variety of calculators available for you.

Calculators

Blog

Learn, explore, and stay up to date with the latest news and articles.

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Rates

Check the latest rates for all our products!

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