Buy a home
Buying a home can be easy with ACNB Bank.
Whether it’s your first or next home, our experienced lenders can help.
Fixed-Rate Mortgages
Lock in your rate for the life of your loan.
- Terms up to 30 years
- Stable, budget-friendly payments
Adjustable-Rate Mortgages
Enjoy lower rates and monthly payments with a variable rate.
- Terms up to 30 years
- Rates can be locked for 1, 3, 5, or 7 years
- Better for shorter term loans
Specialty Mortgages
Find the special mortgage programs for your unique needs.
- 100% Financing
- Government loans - USDA
- Blanket Mortgages
- Land Loans
- Mortgage Loans for Medical Professionals
Documents for Application:
Below is a list of documents needed for application.
- Sales or construction agreement
- If construction project, plans and specifications
- Copy of deed, including legal description
- Paystub from last two payroll periods
- Last two years of federal tax returns with W-2's
- If self employed:
- Personal and business federal returns from two tax years
- Current profit & loss statement and current balance sheet
- Deposit account statements from last two months
- Names, addresses and account numbers for creditors, banks, and investment firms
Save $100 on mortgage closing costs
Did you know that you can save $100 on closing costs?
- If you have an Advantage Rewards checking account or an Advantage Rewards Plus checking account, you're eligible to receive $100 off closing costs for residential mortgages and home equity consumer loans and lines on a primary residence.
Mortgage Loans for Medical Professionals
Special home buyer program for medical professionals in their field for less than 10 years.
- Special home buyer program for new doctors, dentists, nurse practitioners, physicians assistants and more.
- Up to 97% loan-to-value (LTV).
- No monthly private mortgage insurance and as little as 3% down.
Build a home
We can help you build the house of your dreams.
- Buy land and build with one loan.
- One-time closing process.
- Up to 30 year terms available.
Get Started
Contact a Specialist
Complete the Mortgage Information Contact form to get started right away.
Meet your lender
Find an experienced mortgage lender in your area that's ready to help.
Visit an Office
Our friendly, knowledgeable office staff can take your application at an office convenient to you.
Use our office locator to find an office near you.
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