Homebuyer Program for New Doctors and Dentists

Mortgage Loans for Medical Professionals

You’ve worked hard and we want to help make the mortgage process a little easier. ACNB Bank's Medical and Dental Professionals Program allows eligible borrowers, to get mortgage loan approval with no monthly private mortgage insurance and with a 3% down payment.

Program highlights

  • For medical professionals in their field for less than 10 years
  • 30-Year term
  • Fixed rates
  • Primary homes only
  • Up to 97% Loan to Value (LTV)
  • No monthly private mortgage insurance
  • Construction to permanent option available
  • Save $100 on closing cost with an Advantage Rewards Checking account

New doctor and family home shopping

Who is eligible to apply for the medical and dental professionals mortgage program?

  • Medical Resident
  • Medical Fellow
  • Medical Doctor (MD)
  • Doctor of Dental Surgery (DDS)
  • Doctor of Medicine in Dentistry or Doctor of Dental Medicine (DMD)
  • Doctor of Optometry (OD)
  • Doctor of Ophthalmology (MD or DO)
  • Doctor of Podiatric Medicine (DPM)
  • Doctor of Osteopathic Medicine (DO)
  • Pharmacist (RPh)
  • Doctor of Chiropractic (DC)
  • Nurse Practitioner (NP)
  • Physician Associate/Physician Assistant (PA)

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Loan rates, points, programs and terms are subject to change without notice. All loans require credit approval and property appraisal.