Homebuyer Program for New Doctors and Dentists
Mortgage Loans for Medical Professionals
You’ve worked hard and we want to help make the mortgage process a little easier. ACNB Bank's Medical and Dental Professionals Program allows eligible borrowers, to get mortgage loan approval with no monthly private mortgage insurance and with a 3% down payment.
Program highlights
- For medical professionals in their field for less than 10 years
- 30-Year term
- Fixed rates
- Primary homes only
- Up to 97% Loan to Value (LTV)
- No monthly private mortgage insurance
- Construction to permanent option available
- Save $100 on closing cost with an Advantage Rewards Checking account

Who is eligible to apply for the medical and dental professionals mortgage program?
- Medical Resident
- Medical Fellow
- Medical Doctor (MD)
- Doctor of Dental Surgery (DDS)
- Doctor of Medicine in Dentistry or Doctor of Dental Medicine (DMD)
- Doctor of Optometry (OD)
- Doctor of Ophthalmology (MD or DO)
- Doctor of Podiatric Medicine (DPM)
- Doctor of Osteopathic Medicine (DO)
- Pharmacist (RPh)
- Doctor of Chiropractic (DC)
- Nurse Practitioner (NP)
- Physician Associate/Physician Assistant (PA)
Get Started
Contact a Specialist
Complete the Mortgage Information Contact form to get started right away.
Meet your lender
Find an experienced mortgage lender in your area that's ready to help.
Visit an Office
Our friendly, knowledgeable office staff can take your application at an office convenient to you.
Use our office locator to find an office near you.
Resources
Loan rates, points, programs and terms are subject to change without notice. All loans require credit approval and property appraisal.