Home Equity Loan

Unlock your home’s equity.

A home equity loan is a convenient way to take on unexpected expenses, home repairs, a renovation project, debt consolidation and more. Use a home equity loan if you want to borrow a specific amount, and have the stability of a fixed rate, term, and monthly payment that fits your budget. And, the interest may be tax-deductible!

Details on the home equity installment loan:

  • Maximum loan term is 240 months (20 years) with a fixed APR based on the term.
  • Minimum loan amount is $3,500
  • Payments are deducted automatically from your ACNB Bank account
  • Payment will never change through the term of the loan
  • You receive the total loan amount up front

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    Ways to Apply

    Apply Online

    Apply easily using our online loan application!

    Apply Online

    Apply By Phone

    We have dedicated staff that can assist you with applying right over the phone!

    Call to get started now!

    1-888-334-2262

    Visit an Office

    Our friendly knowledgeable office staff can take your application at an office convenient to you.

    Use our office locator to find an office near you.

    Find an Office

    calculating home finances

    HOME EQUITY LOAN VS. LINE OF CREDIT


    • Explore the differences between a Home Equity Loan and a Home Equity Line of Credit
    • Which one is better for you?

    LEARN MORE

    Discussing home improvement

    THE PROS AND CONS OF USING YOUR HOME’S EQUITY


    • What is home equity?
    • Should I use home equity for a remodel or renovation project?
    • Choose the right loan type

    LEARN MORE

    Equity in your home

    UNDERSTANDING HOME EQUITY


    • What is home equity?
    • How is home equity calculated?
    • Learn the basics to understand how you can benefit.

    LEARN MORE

    Save $100 on home equity loan closing costs

    Save $100 on home equity loan closing costs

    Did you know that you can save $100 on closing costs?


    • If you have an Advantage Rewards checking account or an Advantage Rewards Plus checking account, you're eligible to receive $100 off closing costs for residential mortgages and home equity consumer loans and lines on a primary residence. 

    Learn More

    Resources

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