Home Equity Loan
Unlock your home’s equity.
A home equity loan is a convenient way to take on unexpected expenses, home repairs, a renovation project, debt consolidation and more. Use a home equity loan if you want to borrow a specific amount, and have the stability of a fixed rate, term, and monthly payment that fits your budget. And, the interest may be tax-deductible!
Details on the home equity installment loan:
- Maximum loan term is 240 months (20 years) with a fixed APR based on the term.
- Minimum loan amount is $3,500
- Payments are deducted automatically from your ACNB Bank account
- Payment will never change through the term of the loan
- You receive the total loan amount up front
Ways to Apply
Apply By Phone
We have dedicated staff that can assist you with applying right over the phone!
Call to get started now!
Visit an Office
Our friendly knowledgeable office staff can take your application at an office convenient to you.
Use our office locator to find an office near you.

HOME EQUITY LOAN VS. LINE OF CREDIT
- Explore the differences between a Home Equity Loan and a Home Equity Line of Credit
- Which one is better for you?

THE PROS AND CONS OF USING YOUR HOME’S EQUITY
- What is home equity?
- Should I use home equity for a remodel or renovation project?
- Choose the right loan type

UNDERSTANDING HOME EQUITY
- What is home equity?
- How is home equity calculated?
- Learn the basics to understand how you can benefit.

Save $100 on home equity loan closing costs
Did you know that you can save $100 on closing costs?
- If you have an Advantage Rewards checking account or an Advantage Rewards Plus checking account, you're eligible to receive $100 off closing costs for residential mortgages and home equity consumer loans and lines on a primary residence.