CoronaVirus Update

COVID-19 and Our Commitment to You

ACNB Bank is committed to the health and well-being of our customers and employees.

Effective 11/27 - Locations will be drive-up and by appointment only

Starting November 27, 2020, Community Banking Offices will be drive-up service and by appointment only. If you have an immediate need that cannot be addressed through the drive-up or electronic services, please call 1-888-334-2262 to schedule an appointment. Thank you for helping us keep our customers, community, and team members safe. Please check the current hours of your preferred location before visiting.

 Face Covering Requirement

Per CDC recommendations and Pennsylvania Department of Health requirements, everyone must wear a face covering when visiting our locations for in-person appointments. This is for the health and safety of our customers and team. If you prefer not to wear a face coverings, please use our drive-ups and electronic banking.

Location & Drive-up Hours

    How ACNB is Committed to You

    Effective Until Further Notice

    • Limits on Mobile Banking deposit transactions have been raised temporarily so that customers have the ability to deposit checks in both higher dollar amounts and number.
    • For personal loan customers experiencing financial hardship, processes are in place to assist in loan payment deferrals or other accommodations.
    • Additional staff have been allocated to assist customers over the telephone and to handle new customer enrollments in Online Banking, Mobile Banking, and Bill Pay.

    Business Customer Assistance
    For business loan customers, processes are in place to assist in loan payment deferrals or other accommodations:

    • Limits on Mobile Banking deposit transactions have been raised temporarily so that customers have the ability to deposit checks in both higher dollar amounts and number.
    • For business customers impacted by COVID-19, there is potential fee relief for the Bank’s deposit and lending solutions.

    ____________

    Our relationship managers are equipped to support our customers’ unique circumstances.

    If you are experiencing financial hardship due to COVID-19, please call us at 1-888-334-2262 before your situation escalates. 

    Economic Impact “Stimulus” Payments

    The Internal Revenue Service and the Treasury Department have begun delivering a second round of Economic Impact Payments as part of the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 to millions of Americans who received the first round of payments earlier this year.  Together we continue to face the challenges of the pandemic and we understand how important these payments are to so many of our customers.  Below is helpful information on how you may receive your payment:

    The initial direct deposit payments and paper checks are already being distributed and will continue through January. The IRS emphasizes that there is no action required by eligible individuals to receive this second payment. For more information about eligibility, please visit the IRS website.

    Paper check in the mail

    Due to COVID-19, we encourage banking electronically when possible. If you receive a paper check, you can deposit it with your smart phone using Mobile Check Deposit or at any ACNB Bank ATM or drive-up location.

    Automatic Deposit

    Your payment may be deposited directly into the same account you used when you filed your 2019 tax return. The payment will appear in your account summary as “IRS TREAS 310 XXTAXEIP2” or something similar. Use online banking or the ACNB mobile app to conveniently verify the deposit.

    Online Banking Alerts

    Create an alert within Online Banking to be notified when your payment arrives. You can also set up account alerts to notify you when:

    • A deposit has posted to your account.
    • You reach a specific balance.
    • A check has cleared.
    • A bill payment or transfer has been completed.

    Watch our online banking video to learn more about setting up account alerts. For more information about stimulus checks please visit the IRS website.

    Paycheck Protection Program (PPP) - Update 

    New COVID-19 relief efforts are providing an additional $284.6 Billion in SBA Paycheck Protection Program (PPP) funding for loans to small businesses. Loans can be used to help fund payroll costs, including benefits. Funds can also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations. Loans are also available for borrowers who have previously received a PPP loan.

    ACNB Bank is committed to local businesses and ready to help customers receive these much needed funds. Below are updates on the application and forgiveness process:

    New First-time and Second-time Borrower Applications

    Effective Tuesday, January 19, 2020, applications are being accepted for First-time and Second-time borrowers. Below is information to keep in mind as you begin this process:

    • Your first step is to reach out to your loan officer.
    • Please let us know if this is your first or second loan request as there are different applications.
    • Your application will be processed electronically and a link to the online application will be provided.
    • Please remember the application is for the SBA and we are following their specific procedures in order to qualify for program funding.
    • Second-time borrowers have to meet additional criteria:
      • Have less than 300 employees
      • Have used or will use the dollars from the first PPP loan
      • Show a 25% reduction in gross receipts year over year when comparing the same quarter in 2020 versus 2019

    Forgiveness Process

    The recently approved legislation also impacts the PPP Forgiveness process, including the creation of a simplified Forgiveness Application form for loans under $150,000 whereby the borrower signs and submits a one-page certification to the lender. The SBA is providing their final guidance which includes that the borrower must attest they have accurately supplied the required certification and followed relevant program requirements.

    ACNB Bank has taken a temporary pause and is not accepting new Forgiveness Applications until the new simplified process for loans under $150,000 has been completed by the SBA. This is estimated to be around the third or fourth week of January 2021. ACNB Bank will continue to process loan Forgiveness Applications for loans $150,000-and-greater. If you have already submitted to the Bank your electronic forgiveness application (for a loan under $150,000), please contact your Loan Officer if you would like to take a temporary pause until the new simplified forgiveness procedures become available in-late January.

    SBA PPP Loan Forgiveness

    When you visit an office for an appointment or through the drive-up, you can be assured we are taking the necessary steps to create a safe environment.

    To keep our lobbies clean and safe we:

    • Sanitize and clean in accordance with current recommended guidelines. This includes wiping down common surfaces and items with disinfectant made for coronavirus.
    • Provide hand sanitizer to use during your visit.
    • Have instituted capacity limits.
    • Have installed protective barriers at our teller windows and in the offices so you feel comfortable making your transactions.
    • Placed floor decals to help maintain social distancing and to designate walking paths.
    • Are wearing face coverings and washing our hands frequently.
    • Require all customers wear face coverings while visiting our locations.

    Lobby Hours & Drive-up Services

    Starting 11/27 our locations will be drive-up and by appointment only

    Please check the chart below for hours and information about your preferred location. To request an appointment, please call the Contact Center at 1-888-334-2262. Appointments will not be scheduled at the Lincoln Square office.

    Please note: Transactions may take longer than normal at drive-up locations. For 4 or more transactions, please make an appointment. We appreciate your patience.

    Face Covering Requirement: Per CDC recommendations and for the health and safety of our team and customers, anyone visiting our locations for an in-person appointment will need to wear a face covering. Those without face coverings are encouraged to use our drive-ups for essential services and electronic banking whenever possible.

    Location

    Lobby Hours Drive-up Hours

    Arendtsville
    101 Main St.
    717-339-6502

    By appointment only
    M-W 9:00 - 3:00
    T-F 9:00 - 5:30
    Sa 9:00 - 12:00

    M-W 9:00 - 3:00
    Th-F 9:00 - 5:30
    Sa 9:00 - 12:00

    Bendersville
    101 N. Main St.
    717-339-5003

    By appointment only
    M-W 9:00 - 4:00
    Th-F 9:00 - 6:00

    M-W 9:00 - 4:00
    Th-F 9:00 - 6:00
    Sa 9:00 - 12:00

    Biglerville
    3459 Biglerville Rd
    717-339-5024
    24-Hour ATM Service

    By appointment only
    M-F 9:00 - 3:00

    No Drive-up Service

    Cashtown/Franklin Twp.
    10 High St.
    717-339-5126
    24-Hour ATM Service

    No Lobby Service

    M-W 9:00 - 3:00
    Th-F 9:00 - 5:30

    Chambersburg
    850 Norland Ave.
    717-339-5126
    24-Hour ATM Service

    By appointment only
    M-F 9:30 - 4:30
    Sa 9:00 - 12:00

    M-W 9:30 - 4:30
    Th-F 9:30 - 5:30
    Sa 9:00 - 12:00

    Dillsburg
    3 Tristan Dr.
    717-339-5193
    24-Hour ATM Service

    By appointment only
    M-F 9:30 - 4:30
    Sa 9:00 - 12:00

    M-W 9:30 - 4:30
    Th-F 9:30 - 5:30
    Sa 9:00 - 12:00

    East Berlin
    1677 Route 194 North
    717-339-5014
    24-Hour ATM Service

    No Lobby Service

    M-W 9:00 - 4:00
    T-F 9:00 - 6:00
    Sa 9:00 - 12:00

    Fairfield/Carroll Valley
    4910 Fairfield Rd.
    717-339-5126
    24-Hour ATM Service

    By appointment only
    M-W 9:30 - 4:30
    Th-F 9:30 - 5:30
    Sa 9:00 - 12:00

    M-W 9:30 - 4:30
    Th-F 9:30 - 5:30
    Sa 9:00 - 12:00

    Gettysburg
    Adams Commerce Center
    100 V-Twin Dr. 
    717-339-5004
    24-Hour ATM Service

    No Lobby Service

    M-F 11:00 - 3:00
    Sa Closed

    Gettysburg
    Lincoln Square
    717-339-5004
    24-Hour ATM Service

    No Lobby Service

    No Drive-Up Service​

    Gettysburg
    675 Old Harrisburg Rd.
    717-339-5024
    24-Hour ATM Service

    By appointment only
    M-W 9:00 - 4:00
    T-F 9:00 - 6:00
    Sa 9:00 - 12:00

    M-W 9:00 - 4:00
    T-F 9:00 - 6:00
    Sa 9:00 - 12:00

    Location

    Lobby Hours Drive-up Hours

    Gettysburg
    545 W. Middle St.
    717-339-5004
    24-Hour ATM Service

    By appointment only
    M-W 9:30 - 4:30
    Th-F 9:30 - 5:30
    Sa 9:00 - 12:00

    M-W 9:30 - 4:30
    Th-F 9:30 - 5:30
    Sa 9:00 - 12:00

     

    Hanover
    1801 Baltimore Pike
    717-339-5030
    24-Hour ATM Service

    By appointment only
    M-F 9:30 - 4:30
    Sa 9:00 - 12:00

    M-F 9:30 - 4:30
    Sa 9:00 - 12:00​

    North Hanover
    1127 Eichelberger St.
    717-339-5192
    24-Hour ATM Service

    By appointment only
    M-W 9:00 - 5:00
    T-F 9:00 - 6:00
    Sa 9:00 - 12:00

    M-W 9:00 - 5:00
    T-F 9:00 - 6:00
    Sa 9:00 - 12:00

    Littlestown
    444 West King St.
    717-339-5031
    24-Hour ATM Service

    By appointment only
    M-F 9:30 - 4:30
    Sa 9:00 - 12:00

    M-F 9:30 - 5:30
    Sa 9:00 - 12:00

    McSherrystown
    369 Main St.
    717-339-5034
    24-Hour ATM Service

    By appointment only
    M-F 9:30 - 4:30
    Sa 9:00 - 12:00​

    M-F 9:30 - 4:30
    Sa 9:00 - 12:00

    New Oxford
    318 Lincoln Way East
    717-339-5035
    24-Hour ATM Service

    By appointment only
    M-F 9:30 - 4:30
    Sa 9:00 - 12:00​

    M-F 9:30 - 4:30
    Sa 9:00 - 12:00​

    Newville
    39 Carlisle Rd.
    717-339-5027
    24-Hour ATM Service

    By appointment only
    M-W 9:30 - 4:30
    Th-F 9:30 - 5:30
    Sa 9:00 - 12:00​

    M-W 9:30 - 4:30
    Th-F 9:30 - 5:30
    Sa 9:00 - 12:00​

    Spring Grove
    221 North Main St.
    717-339-5212
    24-Hour ATM Service

    By appointment only
    M-F 9:00 - 3:00
    Sa 9:00 - 12:00

    M-F 9:00 - 3:00
    Sa 9:00 - 12:00

    York
    201 Pauline Dr.
    717-339-5246
    24-Hour ATM Service

    By appointment only
    M-F 9:00 - 3:00

    M-F 9:00 - 3:00

    York Springs
    202 Main St.
    717-339-5014
    24-Hour ATM Service

    By appointment only
    M-W 9:00 - 3:00
    Th-F 9:30 - 4:30

    M-W 9:00 - 3:00
    Th-F 9:30 - 4:30

    Other office locations in the Maryland area: FCB Bank locations | NWSB Bank locations

    ACNB Bank Mastercard® debit card customers can also make surcharge-free ATM withdrawals at over 500 Sheetz® locations. 

    Man at computer with son

    Online Banking 

    As always, you may access your accounts 24/7 using our online banking and mobile apps for individuals and businesses to...

    • Check balances
    • Send payments
    • Make mobile check deposits
    • And more

    You can enroll on your computer or mobile device. If you need assistance, please call 1-888-334-2262. As an alternative, you may utilize Telephone Banking.

    Enroll Now ONLINE BANKING VIDEOS
     

    Wealth Management

    Our Trust & Investment Services office is available by appointment only. Schedule a visit by calling your Trust Officer or 717-339-5037. See our Meet the Team page for Trust Officer contact information.

    675 Old Harrisburg Road
    Monday - Friday: 9:30am - 4:30pm (by appointment only)

    Loans and Mortgage Questions

    Our team of professionals is available to help should you have questions or concerns. Please call or email us so we can find the right products and services for you. Below are links to contact information.

    Mortgage Team

    Agribusiness Team

    Treasury Management Team
    Call 1-866-584-8949 (ext. 2)

    Commercial Lending Team
    Call 1-888-334-2262

    As a community bank with a history that spans more than 160 years, we have endured trying times with our customers that have included wars, pandemics, bear markets, and recessions. Together, we will get through this crisis, and we will continue to make important decisions to positively support your financial needs and livelihood. 


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