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7 Ways to Stay Safe Online

Every year, millions of consumers fall victim to cybercrime. According to the FBI’s Internet Crime Complaint Center consumers lost more than $1 billion from scams initiated through the web in 2015. In recognition of Safer Internet Day on February 7, 2017, ACNB Bank is highlighting seven tips to help consumers guard against online threats and maintain a safe and secure web environment. 

“Criminals continually become more and more sophisticated with their hacking techniques,” said Tiffany Faust, ACNB Bank Vice President/Information Security Officer. “As a result, it’s extremely important for consumers to secure their devices and online accounts to enjoy the benefits of connectivity with greater confidence.”

ACNB Bank recommends the following tips to keep you safe online:

  • Keep your computers and mobile devices up-to-date.  Having the latest security software, web browser, and operating system is one of the best defenses against viruses, malware, and other online threats. Turn on automatic updates so you receive the latest fixes as they become available.
     
  • Protect your online accounts with two-factor authentication. Secure your online banking, trading, email and social media accounts with more than just a password. Receiving a unique code to an app on your mobile device or as a text message only takes seconds and is much better than just using a password to secure your accounts.  
     
  • Watch out for phishing scams. Malicious email and text messages attempt to trick consumers into disclosing personal information, account login information or opening attachments or URLs that install malware. Do not click on links or open any attachments from individuals you do not know. Even if the message is from someone you know, if it’s out of character, it may be a phishing message. Forward phishing emails to the Federal Trade Commission (FTC) at spam@uce.gov – and to the company, bank, or organization impersonated in the communication. 
     
  • Keep personal information personal. Hackers can use social media profiles to figure out your passwords and answer those security questions in the password reset tools. Lock down your privacy settings and avoid posting things like birthdays, addresses, mother’s maiden name, etc.  Be wary of requests to connect from people you do not know.
     
  • Secure your internet connection. Protect your home wireless network with a strong, complex password and always change your routers administrative password from the default to something strong and complex as well. When connecting to public Wi-Fi networks, be cautious about what information you are sending over it. You never know who else is on the network with you.
     
  • Shop safely. Before shopping online, make sure the website uses secure technology. When you are at the checkout screen, verify that the web address begins with https. Also, check to see if a tiny locked padlock symbol appears on the page.
     
  • Read App and website privacy policies. Though sometimes long and complex, privacy policies tell you how your personal information is shared. If you don’t see or understand a site’s privacy policy, consider doing business elsewhere.

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