Find the right checking account from your local bank. 

ACNB Bank has several options to choose from, and for a limited time, take advantage of the special offer below.

Local Checking.

when you establish direct deposit, use online banking, enroll in eDocuments and use your Mastercard® debit card with your new personal checking account.*

Get it all at ACNB Bank!

  • Enhanced online & mobile banking services
  • Convenient locations near you
  • Friendly and helpful employees ready to help
  • No maintenance fees

Choose Your Account!

Already an ACNB Bank checking customer? Learn how you can receive up to $200 when you refer your friends and family.  Learn more.


Member FDIC. Offer valid March 1, 2018 through May 31, 2018, but is subject to change without notice. This offer cannot be combined with any ongoing offers, promotions or discounts. $200 Cash Gift: Offer does not apply to existing ACNB Bank personal checking account customers. The first $100 gift is deposited after completing the following steps within the first 60 days of opening a new CareFree Checking account: (1) *Establish reoccurring direct deposits limited to Social Security, pension or payroll. A minimum of $1,500 in direct deposits must be made within the first 60 days of account opening. (2) Establish and log into Online Banking. (3) Enroll in eDocuments.  (4) Establish a MasterCard® debit card and conduct 10 unique transactions. It may take more than two days for a transaction to post and clear. A $100 early closure fee will apply if the account is closed within the first 120 days of account opening. The second $100 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance, receives eDocuments, and maintains a qualifying direct deposit. Limit of one $200 gift per account and per household/address. Gift will be deposited in the new account after steps have been verified. $400 Cash Gift: With an increased cash gift, this offer includes all of the same parameters mentioned above, but requires a direct deposit of $4,000 within the first 60 days and as long as the account is active.  The second $200 will be paid as long as the account is active as defined above except for the minimum for the direct deposit. Customer may be subject to 1099 MISC reporting. CareFree Checking: No minimum deposit to open account. No minimum balance requirements. No monthly account maintenance fees. Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule.