CareFree Checking

Looking for a simple and easy checking account? Your hometown bank has several options and can help you find just the right one. For a limited time, take advantage of the special offer below.

$200 from us to you!

when you establish direct deposit, use online banking, enroll in eStatements and and use your Mastercard® debit card with your new CareFree checking account.*

Get it all at ACNB Bank!

  • Locally based and focused
  • Free Online & Mobile Banking
  • Convenient locations near you
  • Friendly and helpful employees


Tell us what you plan on doing with your $200!

    Already an ACNB Bank checking customer? Learn how you can receive up to $200 when you refer your friends and family.  Learn more >>


    Offer valid September 5, 2017 through November 3, 2017, but is subject to change without notice. This offer cannot be combined with any ongoing offers, promotions or discounts. $200 Cash Gift: Offer does not apply to existing ACNB Bank personal checking account customers. The first $100 gift is deposited after completing the following steps within the first 60 days of opening a new CareFree Checking account: (1) Establish a recurring direct deposit of at least $250 or more. This is limited to Social Security, pension or payroll. (2) Establish and log into Online Banking. (3) Enroll in eStatements.  (4) Establish a Mastercard® debit card and conduct 10 unique, Non-PIN based transactions. It may take more than two days for a transaction to post and clear. A $100 early closure fee will apply if the account is closed within the first 120 days of account opening. The second $100 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance, receives eStatements, and maintains a qualifying direct deposit. Limit of one $200 gift per account and per household/address. Gift will be deposited in the new account after steps have been verified. Customer may be subject to 1099 MISC reporting. CareFree Checking: No minimum deposit to open account. No minimum balance requirements. No monthly account maintenance fees. Other fees may apply such as overdraft, stop payment or ATM fees. See fee schedule.