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Accomplish all you want with our consumer loans.

No matter what your needs are---a new car, college education, making room for your new baby, a dream vacation---we have the loan to make it happen. If you don’t need all the money right away, but want access to funds whenever you need them, check out My Money Line or Prestige Advance, our personal lines of credit.

Loans to fit your needs:

  • The length of your loan may range from one month to 20 years and depends on the collateral, which is the property you put up to secure the loan, like your house or a new car. Liquid collateral is collateral that you put up to secure a loan that more easily converts to cash, like a Certificate of Deposit (CD) or life insurance policy. Other types of collateral include boats, campers, ATVs, etc. A loan with collateral associated with it is called a secured loan. An unsecured loan has no collateral associated with it.
  • The interest rate on a consumer loan may be fixed or may vary. We’ll explain the benefits of each type and make sure you get a loan that’s best for you.
  • Save on interest - You may qualify for a lower interest rate if you take advantage of automatic payment deduction from an ACNB Bank checking or statement savings account.

Types of Consumer Loans:

We also have secured and unsecured loans to pay off high interest debt, use toward a vacation, or whatever needs you may have. us to find out more.

Apply        Rates

Need help? Call us at 1.888.334.ACNB (2262) or send us an .

Personal Lines of Credit:

My Money Line

  • It’s an unsecured personal line of credit. No collateral is needed.
  • You can get cash and pay for purchases whenever and wherever you want---simply by writing a My Money Line check, using telephone banking or online banking.
  • You’ll save money because interest is paid only on the amount you use. As payments are made, the line of credit becomes accessible over and over again.
  • Save money on overdraft fees by setting up Overdraft Protection on an ACNB Bank checking account. If the checking account gets overdrawn, funds are transferred from My Money Line to the overdrawn account automatically in $100 increments. Interest begins to accrue once the funds have transferred to the overdrawn account. It is the last source of funds for Overdraft Protection if deposit accounts are also linked to the overdrawn account for Overdraft Protection.
  • My Money Line has a minimum amount of $2,500.

Apply        Rates

Need help? Call us at 1.888.334.ACNB (2262) or send us an .

Prestige Advance

  • No collateral is required---it’s an unsecured line of credit designed for high net worth individuals. You can get cash and pay for purchases using your line whenever and wherever you want---simply by writing a check, using telephone banking or online banking.
  • Interest is assessed only on the amount you use. Payments are interest-only payments during the line’s term, although you may make payments to the principal anytime.
  • You can sign up for Overdraft Protection for an ACNB Bank checking account. Funds are transferred from Prestige Advance to the overdrawn account automatically in $100 increments. It is the last source of funds for Overdraft Protection if there are also deposit accounts linked to the overdrawn account for Overdraft Protection. Interest begins to accrue on the line once the funds have transferred to the overdrawn account.
  • Prestige Advance has a minimum credit line amount of $25,000.
  • In order to offer the convenience of interest-only payments, there is an annual fee of $50.

Need help? Call us at 1.888.334.ACNB (2262) or send us an .

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