Committed to Littlestown

† Pumpkin Spice Everything

Offer valid 09/08/26 through 11/30/26. Offer is limited and may be modified or discontinued without notice. Offer does not apply to existing ACNB Bank or Traditions Bank personal checking account customers/owners or those who closed a personal checking account within the last 12 months. Cash Gift: The cash gift is deposited after completing the following steps within the first 90 days of opening a new Advantage Rewards Plus, Advantage Rewards, or Basic Checking Account: • (1) Establish and log into Online Banking • (2) Enroll in eDocuments • (3) Establish a Mastercard® debit card and conduct 10 unique transactions per statement cycle. Each transaction must be valued at $20 or more, unique, and made to a different payee. It may take more than two days for a transaction to post and clear. ATM transactions, cash advances, returns, credits, and person-to-person payment transactions do not qualify. • (4) Maintain a minimum average monthly balance of $2,500 for three full consecutive statement cycles following account opening. • (5) Establish recurring monthly direct deposits limited to payroll, Social Security, or qualified retirement plan distributions. Earn $200 when you establish direct deposit totaling $2,000 per month; earn $400 when you establish direct deposits of $4,000; earn $600 when you establish direct deposits of $6,000 or more. Monthly direct deposit qualifications will be reviewed for three consecutive statement cycles. Cash gift will be deposited in the new account after requirements have been verified. Customer may be subject to 1099 INT reporting. Limit one gift per account and per household address. Employees are not eligible. Account must remain open and in good standing through the date the cash gift is credited. ACNB Bank reserves the right to disqualify customers who engage in fraud, abuse, or other activity inconsistent with the intent of the promotion. MEMBER FDIC Promo code: HARVEST26 

* Earn $3,000

Offer is limited and subject to change or cancellation without notice. Cannot be combined with any other offers, promotions or discounts. Offer does not apply to existing ACNB Bank or Traditions Bank business checking account customers or those who closed a business checking account in the last 12 months. Trust and estate accounts, government entities and municipalities are not eligible. Documented evidence of existing sole proprietorship ownership will be required. Limit of one gift per entity for up to 3 entities with common ownership. Cash gift will be deposited in the new account after all requirements have been met and verified. Requirements: within 60 days of opening a new Free Business Checking Account (1) Establish and log into Online Banking and enroll in eDocuments; (2) Establish a Mastercard® debit card and complete 10 separate transactions (each transaction must be valued at $75 or more and made to a distinct payee). It may take more than two days for a transaction to post and clear; (3) maintain the minimum average monthly balance requirement for the 3 consecutive months following the first statement cycle. Cash Gift: Accounts maintaining $50,000 or more qualify for a $3,000 cash gift; accounts maintaining between $25,000 and $49,999 qualify for a $2,000 cash gift; accounts maintaining between $10,000 and $24,999 qualify for a $1,000 cash gift. Customer may be subject to 1099 INT reporting. Lender credit towards closing costs does not include consumer home equity loans and lines of credit. Additional restrictions may apply to Treasury, Wealth, and Mortgage benefits. Investments and Insurance products are NOT FDIC-insured • May lose value • Not Bank Guaranteed • Not insured by any Federal Government Entity. Offices Use Promo Code: Earn3000

** 8-Month CD Special

Member FDIC. All interest rates and Annual Percentage Yields (APYs) are accurate as of September 18, 2025.The APYs assume that all interest will remain on deposit until maturity. Investments in the 8 Month CD/IRA Specials are limited to a combined total of $1,000,000. $5,000 new money is required to open. New money is defined as not being on deposit at ACNB Bank or Traditions Bank, A Division of ACNB Bank. Minimum balance permitted and the $5,000 new money requirement to receive promo rate are for new customers or existing customers who establish or maintain a checking account relationship with $500 or more in reoccurring direct deposit limited to Social Security, pension or payroll. Companies/businesses that cannot meet the direct deposit requirement are eligible if all other conditions are met. This offer is limited to customers residing or eligible business entities with operations within the ACNB servicing area. Government units and municipal funds are not eligible for this promotion. There is a penalty for early withdrawal. CD specials may be modified or discontinued without notice.

†† 13-Month CD Special

Member FDIC. All interest rates and Annual Percentage Yields (APYs) are accurate as of October 14, 2026. The APYs assume that all interest will remain on deposit until maturity. Investments in the 13-month CD/IRA Specials are limited to a total of $1,000,000 per person/entity. $5,000 new money is required to open. New money is defined as not on deposit at ACNB Bank or Traditions Bank, A Division of ACNB Bank. Matures to 12-month CD at that given rate. There is a penalty for early withdrawal. CD specials may be modified or discontinued without notice.