Start your business with the right checking account.

You have many demands on your time - worrying about a complicated checking account shouldn’t be one of them. We offer free business checking and one that earns interest, as well as accounts that assist with cash management.

Free Business Checking

  • There are no minimum balance requirements and no monthly service fees or maintenance fees.
  • You can have up to 300 items post to your account per month for free. Thereafter, you only pay $.25 for each additional item.
  • Get your funds quickly and easily whenever you need them using the Business Debit MasterCard® at an ATM or to pay for purchases. Plus, you can have cards for employees you designate as an authorized signer.
  • Save time and money by keeping track of your account with Business Online Banking.
  • You can sign up for Overdraft Protection if you have a Business Savings account or line of credit with us.

Business Advantage Checking

  • Enjoy the advantage of having hundreds of items post to your account for free---up to 600 items can post to your account per month at no charge. Thereafter, you only pay $.25 for each additional item.
  • Maintain a $35,000 daily minimum balance in the account to avoid the $20 monthly fee.
  • Get your funds quickly and easily whenever you need them using the Business Debit MasterCard® at an ATM or to pay for purchases. Plus, you can have cards for employees you designate as an authorized signer.
  • Save time and money by keeping track of your account with Business Online Banking.
  • You can sign up for Overdraft Protection if you have a Business Savings account or line of credit with us.

Business Checking +

  • Open with $1,000, and keep a $1,000 average daily balance in the account to avoid the $10 monthly fee.
  • You’ll earn interest if you keep a $1,000 daily collected balance or more in the account. Fees may reduce earnings.
  • You can have up to 300 items post to your account per month for free. Thereafter, you only pay $.25 for each additional item.
  • Get your funds quickly and easily whenever you need them using the Business Debit MasterCard® at an ATM or to pay for purchases. Plus, you can have cards for employees you designate as an authorized signer.
  • Save time and money by keeping track of your account with Business Online Banking.
  • Available to sole proprietorships, non-profit organizations, and government entities.
  • You can sign up for Overdraft Protection if you have a Business Savings account or line of credit with us.

Rates

Business Manager Account

  • Designed for businesses that process a large number of transactions.
  • Works with our Line of Credit Sweep or Repurchase Agreement Sweep.
  • Reduce or offset account service fees with an earnings credit applied to the Business Manager Account based upon the average collected account balance.
  • No minimum balance to open or maintain the account.

Zero Balance Account

  • You’ll maintain control over multiple disbursement accounts, while maximizing earnings on excess balances.
  • We’ll link your accounts at ACNB Bank, designating one as the primary account and the rest as secondary accounts. Funds will be consolidated in the primary account, and then automatically transferred to pay items in the secondary accounts. Once all items have been posted, the funds automatically transfer back to the primary account.

To learn more about our checking accounts for businesses, email us at , call toll free 1.866.584.8949 (ext 2), or complete the Business Contact Information Form.

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