Positive Pay

Guard your business against fraud with Positive Pay.

Positive Pay protects your business against fraud and the payment of unauthorized checks.

Ways to Apply


  • Peace of mind- knowing fraudulent or duplicate checks are prevented from being cashed.
  • Enjoy convenience of check reconciliation.
  • Save money by preventing losses due to fraud.


How it works

  • Upload check file into online banking.
  • When checks are presented for payment, suspect or mismatched items are presented for customer decision.
  • Electronic notification for incorrect amounts or identified as unauthorized.

What’s in it for you

  • Easy to implement.
  • Rest easy with this check monitoring service.
  • ACNB local support and service.

Additional Information

Easy to implement- no hardware or software is needed.  Everything is done securely online, so you don’t have to worry about installing anything for this service.

As you issue checks, the issue date, check number, amount and payee information are entered into our clearing system. Any item that does not match the information you provide must be verified before it is paid.

Checks that are purchased through ACNB Bank’s check provider will display “POSITIVE PAY PROTECTED” above the signature line to let the viewer know your account with ACNB Bank is being monitored.

Ways to Apply

Contact Online

Complete the Business Information Contact form to get started right away.

Contact Us

Talk to Us

We have dedicated staff that can assist you with getting started.

Call now!


Visit an Office

Our friendly, knowledgeable office staff can take your application at an office convenient to you.

Use our office locator to find an office near you.

Find an Office



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