CareFree Checking Account Truth in Savings Disclosure
Minimum Balance Requirements
- There is no minimum deposit amount required to open this noninterest-bearing account.
Transaction Limitations
- You may make unlimited deposits into or withdrawals from your account each month.
Service Fees
The following fees may be assessed against your account:
| Stop Payments (per item) | $32.00 |
| *Overdrafts (per item paid or returned) | $40.00 |
| Deposit Item Chargeback (per item) | $10.00 |
| Research (per hour/minimum $30) | $30.00 |
| Escheat Processing | $100.00 |
| Dormant Account (per month after one year) | $5.00 |
| Early Account Closure (within 90 days of opening) | $20.00 |
| Foreign ATM Cash Withdrawals | $1.00 |
* The overdraft fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means as applicable.
Additional Account Information
The CareFree Checking Account provides the following customer privileges:
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Unlimited check writing
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No Minimum Balance Fees
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No Transaction Fees
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No Monthly Service Fees
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Free Personalized Custom Checks*
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Free Internet Banking
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Free Internet Bill Payment & Presentment
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Free Telephone Banking
* For styles other than the custom check, check printing fees vary based upon the check style selected.
Equal Housing Lender. Equal Opportunity Lender. Member FDIC.