CONSUMER LOANS
All rates are effective as of July 29, 2010.
At the Bank's discretion, interest rates may be subject to change at any time without notice.
| Personal Loans | Term | Annual Percentage Rate (APR) |
| New Automobile | 1-36 months | 5.49% |
| New Automobile | 37-60 months | 5.74% |
| New Automobile | 72 months | 5.99% |
| Used Automobile | ||
| Model Years 2008 - Present | 1-60 months | 6.24% |
| Model Years 2006 - 2007 | 1-48 months | 6.74% |
| Model Years 2003 - 2005 | 1-36 months | 6.99% |
| Loan Secured by Liquid Collateral | 1-60 months | 6.24% |
| Loan Secured by Other Collateral | 1-48 months | 7.99% |
| Unsecured Loan $1,000 - $7,500 | 1-60 months | 10.74% |
Down payment requirements vary by the type of loan. The interest rate for your loan is based upon your creditworthiness.
| My Money Line - Personal Line of Credit | Annual Percentage Rate (APR) |
| My Money Line with Initial Draw of $2,500 or more | 8.50% |
| My Money Line Rate without Initial Draw | 9.00% |
No down payment or collateral is required for this type of loan. Initial draw of $2,500 or more must be taken at the time of closing in order to qualify for the 8.50% APR. The introductory APR of 8.50% is fixed for the first six months of the loan. Thereafter, the variable APR may increase or decrease monthly on the billing date based upon The Wall Street Journal Prime Rate plus 5.75%. As of December 17, 2008, APR based upon Prime Rate plus 5.75% was 9.00%. The minimum APR is 4.00% and the maximum is 18.00%. The interest rate for your line is based upon your creditworthiness. The credit line amount may vary from $2,500 to $150,000. This introductory offer may be modified or discontinued without notice.
Click here for our calculators.
Equal Housing Lender. Equal Opportunity Lender. Member FDIC.