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Personal Banking

 

PERSONAL SAVINGS ACCOUNTS

Not just saving...growing. Which of our savings plans is right for you? That depends on your needs and goals, of course. We've got savings clubs for children, too! In the info below, check out Buckley's Savers for children 12 and under, and MyBux for teens 13-17. Whatever you choose, you'll find our plans provide some of the most convenient features around. We know that makes any plan work better for you.

All terms and conditions are subject to change. Full account disclosure, in accordance with the Truth in Savings Act, is available upon request.


 

Statement Savings

  • Account statement provides transaction history. Depositor maintains a savings transaction register for recordkeeping purposes.
  • Account provides ability to conduct electronic transactions, such as direct deposit transactions, ATM transactions, and preauthorized transfers to another account.
  • Account access available through Online Banking and 24-Hour Telephone Banking Line.
  • Variable rate of interest earned with compounding daily and crediting monthly.
  • Minimum daily balance of $100 required to earn interest.
  • $3 fee/month if account falls below $50 minimum daily balance.
  • You may only make 6 transfers from your account each month - 6 preauthorized withdrawals, automatic or telephone transfers, debit card or other similar transactions and online banking. 
  • You may make unlimited withdrawals or transfers in person, by mail or via ATM. 

Truth in Savings Disclosure

 


 

Buckley's Savers Club

Buckley’s Savers is a fun way for children ages 12 and under to learn how to save, as well as the importance of saving. It includes a rewards program, designed to keep children interested in saving their money. Each time a child comes in and makes a deposit, his rewards card will be punched. On the 10th deposit, the child gets to pick out a gift from a bunch of nice stuff! The earlier that children are introduced to the idea of saving money on a regular basis, the more likely it will be a habit that they follow throughout their life.

Buckley's Savers Details:

  • Gift on birthday.
  • Quarterly banking days just for club members.
  • No minimum balance requirement.
  • No monthly service fees or transaction fees.
  • Open with $10.
  • $1 minimum daily balance to earn interest.
  • Variable rate of interest earned with compounding daily and crediting monthly.
  • You may only make 6 transfers from your account each month - 6 preauthorized withdrawals, automatic or telephone transfers, debit card or other similar transactions and online banking. 
  • You may make unlimited withdrawals or transfers in person, by mail or via ATM. 

Truth in Savings Disclosure


 

MyBux Savings Club

MyBux is a fun way for teens ages 13 to 17 to save their money so that it becomes a habit they follow throughout their life. It includes a rewards program, designed to keep teens interested in saving their money. Each time the teen comes in and makes a deposit, her rewards card will be punched. On the 10th deposit, the teen gets to pick out a gift from a bunch of sweet stuff! The earlier that children are introduced to the idea of saving money on a regular basis, the more likely it will be a habit that they follow throughout their life.

MyBux Details:

  • Gift on birthday.
  • Quarterly banking days just for club members.
  • No minimum balance requirement.
  • No monthly service fees or transaction fees.
  • Open with $10.
  • $1 minimum daily balance to earn interest.
  • Variable rate of interest earned with compounding daily and crediting monthly.
  • You may only make 6 transfers from your account each month - 6 preauthorized withdrawals, automatic or telephone transfers, debit card or other similar transactions and online banking. 
  • You may make unlimited withdrawals or transfers in person, by mail or via ATM. 

Truth in Savings Disclosure


 


 

Money Market Account

  • Tiered interest-earning account. Maximum rate of interest earned with $999.01 daily collected balance. Minimum rate of interest earned with $500 daily collected balance.
  • Variable rate of interest earned with compounding and crediting on a monthly basis.
  • $5 fee/month if account falls below $500 average daily balance.
  • You may only make 6 transfers from your account each statement cycle - 6 by checks to third parties and preauthorized withdrawals, automatic or telephone transfers, debit card or other similar transactions and online banking. 
  • You may make unlimited withdrawals or transfers in person, by mail or via ATM. 
  • Free Online Banking.
  • Free Online Bill Pay & Presentment via a checking account.
  • Free Telephone Banking.

Truth in Savings Disclosure

 


 

Classic Money Market Account

  • Tiered interest-earning account. Minimum rate of interest earned with $5,000 daily collected balance. Other interest rate tiers include $24,999.01, $99,999.01 and $499,999.01 daily collected balance.
  • Variable rate of interest earned with compounding and crediting on a monthly basis.
  • $20 fee/month if account falls below $5,000 average daily balance.
  • You may only make 6 transfers from your account each statement cycle - 6 by checks to third parties and preauthorized withdrawals, automatic or telephone transfers, debit card or other similar transactions and online banking. 
  • You may make unlimited withdrawals or transfers in person, by mail or via ATM. 
  • Free Classic Money Market Account checks for life of account relationship.
  • 50% discount on safe deposit box annual rental, subject to availability and automatic payment deduction from Classic Money Market Account.
  • Free Online Banking.
  • Free Online Bill Pay & Presentment via a checking account.
  • Free Telephone Banking.

Truth in Savings Disclosure

 


 

Christmas Club Account

  • Automatic deduction from an ACNB Bank checking or statement savings account.
  • At maturity in October, the club's proceeds may be automatically deposited to another ACNB Bank checking or statement savings account or paid by check.
  • Interest earned is simple interest; it is credited at the club's maturity.
  • $5 minimum balance to open.

Christmas Club with Automatic Payments Truth in Savings Disclosure


 

VIP Club Account
Very Important Purpose Club

  • Choose the date the funds are paid out---either the 15th or the 30th of the month of your choice, within the 12-month period of the open date.
  • Club payments are automatically deducted from an ACNB Bank checking or statement savings account.
  • On the maturity date, the club's proceeds are directly deposited to an ACNB Bank checking or statement savings account.
  • Interest earned is simple interest; it is credited on the club's maturity date.
  • $5 minimum balance to open.

Truth in Savings Disclosure


 

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