CONSUMER LOANS

A new car. College tuition. A dream vacation. The baby's room. Whatever needs you may have, we have consumer loans to help make managing those needs easier. If you're looking for flexibility, check out My Money Line, our personal credit line.

• Available to individuals upon approval of application.
• Depending on collateral, terms range from one month to 20 years.
• Interest rate may be fixed or variable.
• Automatic payment deduction from Adams County National Bank checking or statement savings account may qualify for lower interest rate.

Types of Consumer Loans:

• Home improvement loans.
• Debt consolidation loans.
• Vacation loans.
• Student loans.
• Personal loans.
• Auto loans.
• Housing rehabilitation loans.
• Secured and unsecured installment loans.

My Money Line - Personal Line of Credit

• Available to individuals upon approval of application.
• Unsecured personal line of credit. No collateral required.
• Access to cash whenever and wherever you want---simply by using a Visa® Card or writing a My Money Line check! My Money Line Visa Card Disclosure.
• Interest paid only on the amount used. As payments are made, line of credit becomes accessible over and over again.
• May provide Overdraft Protection for an Adams County National Bank checking account. A disbursement, in $100 increments, is transferred from My Money Line to the overdrawn account automatically. It is the last source of funds for Overdraft Protection if other deposit accounts are accessed for Overdraft Protection. Interest begins to accrue upon transfer to the overdrawn account.
• Minimum credit line amount of $2,500 and maximum credit line amount of $150,000.

Click here to go to the calculators.