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You may have times when you need to make an unplanned purchase, or maybe you forget to record transactions in your check register. We understand and want to save you the embarrassment of having your future transactions declined. Opt in to have overdrafts paid on ATM and debit card transactions. An overdraft occurs when you do not have enough money in your account to cover a transaction, but ACNB Bank pays it anyway. We cover overdrafts through our standard overdraft practices in order to help our customers cover an unexpected expense or avoid the embarrassment that may be caused by a recordkeeping error.

To opt in through a secure web page, click here.

You can also opt in by calling us at 1.888.334.ACNB or stopping by one of our offices.

Below are helpful links about opting in.

What You Need to Know about Overdrafts and Overdraft Fees

Member FDIC