BUSINESS INTERNET BANKING

• Access business accounts via the Internet 24 hours a day, seven days a week.
• View deposit and loan balances, as well as other account information.
• Verify account transactions and reconcile accounts.
• Transfer funds between accounts.
• Place stop payments.
• Set up automatic e-mail notification alerts.
• Search for specific transactions using a date, amount or check number.
• Generate custom account reports.
• Download a file of account transactions to Microsoft Money , QuickBooks , Quicken , or a comma-delimited file format.
• Control access to accounts and system capabilities based upon the job function of employees.
• As an optional service, pay bills over the Internet either as of the current date or a future date.
• Initial set-up fee based upon account relationship. No monthly service fee, as well as no fee for on-site training and customer support.
• Monthly fee for optional Internet Bill Payment of $9.95 for up to 20 payments and $.75/payment thereafter; or, $19.95 for up to 40 payments and $.75/payment thereafter.

BUSINESS INTERNET BANKING +

All the features and benefits of Business Internet Banking, plus...

• Initiate wire transfers.
• Utilize ACH Origination to perform the following functions:
  • Concentrate and disburse funds electronically within Adams County National Bank or among other financial institutions.
  • Originate direct deposit of employee payroll electronically.
  • Initiate electronic federal tax payments.
• Initial set-up fee based upon account relationship, plus a service fee of $19.95/month. There is no per file or per item fee, as well as no fee for on-site training and customer support.
• Other associated fees:
  • Initial set-up fee for ACH Origination of $50.00, which includes a copy of the ACH Rules book.
  • Monthly fee for optional Internet Bill Payment of $9.95 for up to 20 payments and $.75/payment thereafter; or, $19.95 for up to 40 payments and $.75/payment thereafter.