NEW STAFF MEMBER
 AT ACNB BANK

GETTYSBURG, PA, December 10 --- Karen S. Nelson has joined ACNB Bank to serve as Retail Office Manager for the Bank's North Gettysburg retail banking office, located at 675 Old Harrisburg Road. In this position, she is responsible for fulfilling customers' needs, as well as the overall management of the office. Mrs. Nelson has over 19 years of banking experience, 16 years of which includes management and lending experience. Prior to joining ACNB Bank, she worked in the position of office manager for a regional bank in Hanover. A native of Hanover, Mrs. Nelson is a graduate of South Western High School. She attended York College.

Mrs. Nelson is an active member of the local community. Professionally, she is involved with the Hanover Area Chamber of Commerce as a member of the board of directors and co-chair of the workforce committee, as well as is a member of the York/Adams Network Association. She is a member of the Kiwanis Club of Hanover and a member of St. Matthew Lutheran Church, where she serves on the fundraising committee. In addition, Mrs. Nelson is involved with Sweet Charities of Hanover, Junior Achievement, and the Hanover Area YMCA Kids Come First Campaign. She resides in Littlestown with her husband Michael, and their three children---Michael, Logan and Jacob.

ACNB Bank is the wholly-owned subsidiary of ACNB Corporation, a financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace via a network of 19 retail banking offices located throughout Adams County, PA, as well as in Dillsburg, Hanover and Spring Grove, York County, PA, and in Newville, Cumberland County, PA. In addition, the Bank operates loan offices in Hanover, York County, and Chambersburg, Franklin County, PA. ACNB Corporation also has Russell Insurance Group, Inc. as its insurance subsidiary. Russell Insurance Group, Inc. offers a broad range of commercial and personal insurance lines with licenses in 36 states, including Pennsylvania and Maryland, through offices in Westminster, Carroll County, and Germantown, Montgomery County, MD. On September 30, 2012, total assets of ACNB Corporation were $1.1 billion.

ACNB #2012-18
December 10, 2012

Member FDIC